Raya Holding Company for Financial Investments (S.A.E) operates in information technology, data center outsourcing, contact center, smart buildings, consumer electronics, food and beverage, land transport, PET re-manufacturing, E-payments and non-banking financial services fields.
Price History & Performance
|Historical stock prices|
|Current Share Price||ج.م2.43|
|52 Week High||ج.م0.60|
|52 Week Low||ج.م3.81|
|1 Month Change||11.98%|
|3 Month Change||-17.07%|
|1 Year Change||205.66%|
|3 Year Change||545.47%|
|5 Year Change||1,147.29%|
|Change since IPO||500.90%|
Recent News & Updates
|RAYA||EG Trade Distributors||EG Market|
Return vs Industry: RAYA exceeded the EG Trade Distributors industry which returned 80% over the past year.
Return vs Market: RAYA exceeded the EG Market which returned 9.2% over the past year.
Stable Share Price: RAYA is not significantly more volatile than the rest of EG stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: RAYA's weekly volatility (7%) has been stable over the past year.
About the Company
|1998||1,092||Ahmed Medhat Mohamed Khalil||https://www.rayacorp.com|
Raya Holding Company for Financial Investments (S.A.E) operates in information technology, data center outsourcing, contact center, smart buildings, consumer electronics, food and beverage, land transport, PET re-manufacturing, E-payments and non-banking financial services fields. It offers business process outsourcing services, such as customer experience, back office, inside sales channel management, and digital services; data center, enterprise infrastructure, ATM and self-service software, and enterprise resources planning implementation services; and financial inclusion, mobile wallets, omni channel, blockchain, analytics and big data, and cyber security solutions. The company also provides mobile phones and accessories, laptops, cameras, printers, flat panel TVs, and white goods; frozen fruits and vegetables; and pasta, tomato paste, and fava beans.
Raya Holding Company for Financial Investments (S.A.E) Fundamentals Summary
|RAYA fundamental statistics|
Is RAYA overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|RAYA income statement (TTM)|
|Cost of Revenue||ج.م11.81b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.079|
|Net Profit Margin||1.19%|
How did RAYA perform over the long term?See historical performance and comparison
0.2%Current Dividend Yield
Is Raya Holding Company for Financial Investments (S.A.E) undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: RAYA (EGP2.43) is trading above our estimate of fair value (EGP0.02)
Significantly Below Fair Value: RAYA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: RAYA is poor value based on its PE Ratio (30.7x) compared to the African Trade Distributors industry average (10x).
PE vs Market: RAYA is poor value based on its PE Ratio (30.7x) compared to the EG market (11.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RAYA's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: RAYA is overvalued based on its PB Ratio (4.9x) compared to the XF Trade Distributors industry average (0.9x).
How is Raya Holding Company for Financial Investments (S.A.E) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Capital Goods industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Raya Holding Company for Financial Investments (S.A.E) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Raya Holding Company for Financial Investments (S.A.E) performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RAYA has a high level of non-cash earnings.
Growing Profit Margin: RAYA became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: RAYA's earnings have declined by 44.5% per year over the past 5 years.
Accelerating Growth: RAYA has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: RAYA has become profitable in the last year, making it difficult to compare its past year earnings growth to the Trade Distributors industry (19.1%).
Return on Equity
High ROE: RAYA's Return on Equity (14.5%) is considered low.
How is Raya Holding Company for Financial Investments (S.A.E)'s financial position?
Financial Position Analysis
Short Term Liabilities: RAYA's short term assets (EGP9.7B) do not cover its short term liabilities (EGP9.8B).
Long Term Liabilities: RAYA's short term assets (EGP9.7B) exceed its long term liabilities (EGP1.7B).
Debt to Equity History and Analysis
Debt Level: RAYA's debt to equity ratio (426.8%) is considered high.
Reducing Debt: RAYA's debt to equity ratio has increased from 176.6% to 426.8% over the past 5 years.
Debt Coverage: RAYA's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: RAYA's interest payments on its debt are not well covered by EBIT (2.1x coverage).
What is Raya Holding Company for Financial Investments (S.A.E) current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: RAYA's dividend (0.19%) isn’t notable compared to the bottom 25% of dividend payers in the EG market (2.67%).
High Dividend: RAYA's dividend (0.19%) is low compared to the top 25% of dividend payers in the EG market (7.53%).
Stability and Growth of Payments
Stable Dividend: RAYA is not paying a notable dividend for the EG market, therefore no need to check if payments are stable.
Growing Dividend: RAYA is not paying a notable dividend for the EG market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of RAYA's dividend in 3 years as they are not forecast to pay a notable one for the EG market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ahmed Medhat Mohamed Khalil
Mr. Ahmed medhat Mohamed Ibrahim Khalil serves as Chief Executive Officer of Raya Restaurants & Raya Smart Buildings, subsidiary of Raya Holding for Financial Investments SAE and served as its Chief Execu...
Experienced Management: RAYA's management team is seasoned and experienced (7.5 years average tenure).
Experienced Board: RAYA's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Raya Holding Company for Financial Investments (S.A.E)'s employee growth, exchange listings and data sources
- Name: Raya Holding Company for Financial Investments (S.A.E)
- Ticker: RAYA
- Exchange: CASE
- Founded: 1998
- Industry: Trading Companies and Distributors
- Sector: Capital Goods
- Market Cap: ج.م5.205b
- Shares outstanding: 2.14b
- Website: https://www.rayacorp.com
Number of Employees
- Raya Holding Company for Financial Investments (S.A.E)
- 26th July Street
- Touristic Zone
- 6th of October City
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 14:32|
|End of Day Share Price||2021/10/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.