Société Arabe Internationale de Banque S.A.E

CASE:SAIB Stock Report

Market Cap: US$69.8m

Société Arabe Internationale de BanqueE Past Earnings Performance

Past criteria checks 2/6

Société Arabe Internationale de BanqueE has been growing earnings at an average annual rate of 7.7%, while the Banks industry saw earnings growing at 32.8% annually. Revenues have been declining at an average rate of 0.07% per year. Société Arabe Internationale de BanqueE's return on equity is 6.8%, and it has net margins of 14.5%.

Key information

7.66%

Earnings growth rate

7.65%

EPS growth rate

Banks Industry Growth17.15%
Revenue growth rate-0.069%
Return on equity6.82%
Net Margin14.52%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Société Arabe Internationale de BanqueE makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

CASE:SAIB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2614421950
31 Dec 2514425940
30 Sep 2515024940
30 Jun 2514522910
31 Mar 2513921900
31 Dec 2414826890
30 Sep 2415131880
30 Jun 2415532920
31 Mar 2415430930
31 Dec 2314423930
30 Sep 2313315920
30 Jun 2313819930
31 Mar 2314421960
31 Dec 2215123990
30 Sep 22157271020
30 Jun 22153221030
31 Mar 22151181020
31 Dec 21145151000
30 Sep 2114417940
30 Jun 2114317920
31 Mar 2114417920
31 Dec 2014416900
30 Sep 2014211930
30 Jun 201408910
31 Mar 2013811850
31 Dec 191337790
30 Sep 191226720
30 Jun 19115-9680
31 Mar 19104-18660
31 Dec 1899-19620
30 Sep 18110-16620
30 Jun 181172620
31 Mar 181227610
31 Dec 1713629620
30 Sep 1714020650
30 Jun 1716429680
31 Mar 1718943690
31 Dec 1620236680
30 Sep 1622448630
30 Jun 1620941600
31 Mar 1619836590
31 Dec 1518431580
30 Sep 1516228600
30 Jun 1515329600

Quality Earnings: SAIB has high quality earnings.

Growing Profit Margin: SAIB's current net profit margins (14.5%) are lower than last year (15.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SAIB's earnings have grown by 7.7% per year over the past 5 years.

Accelerating Growth: SAIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SAIB had negative earnings growth (-0.9%) over the past year, making it difficult to compare to the Banks industry average (13.5%).


Return on Equity

High ROE: SAIB's Return on Equity (6.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/17 18:00
End of Day Share Price 2026/06/17 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Société Arabe Internationale de Banque S.A.E is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.