Commercial International Bank (Egypt)E Balance Sheet Health
Financial Health criteria checks 5/6
Commercial International Bank (Egypt)E has total assets of EGP1,120.0B and total equity of EGP138.4B. Total deposits are EGP904.8B, and total loans are EGP307.4B. It earns a Net Interest Margin of 8.1%. It has sufficient allowance for bad loans, which are currently at 4.4% of total loans. Cash and short-term investments are EGP308.2B.
Key information
8.1x
Asset to equity ratio
8.1%
Net interest margin
| Total deposits | ج.م904.77b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ج.م308.16b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COMI's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: COMI has a sufficient allowance for bad loans (285%).
Low Risk Liabilities: 92% of COMI's liabilities are made up of primarily low risk sources of funding.
Loan Level: COMI has an appropriate level of Loans to Assets ratio (27%).
Low Risk Deposits: COMI's Loans to Deposits ratio (34%) is appropriate.
Level of Bad Loans: COMI has a high level of bad loans (4.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 22:00 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Commercial International Bank (Egypt) S.A.E is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ranya Gnaba | AlphaMena |
| Hany Amer | Arab African International Securities |
| Heba Monir | Arab African International Securities |