Commercial International Bank Egypt (CIB)E Management

Management criteria checks 1/4

Commercial International Bank Egypt (CIB)E's CEO is Amin Ezz Al-Arab, appointed in Sep 2024, has a tenure of 1.08 years. directly owns 0.003% of the company’s shares, worth EGP10.34M. The average tenure of the management team and the board of directors is 2.8 years and 2.4 years respectively.

Key information

Amin Ezz Al-Arab

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	1.1yrs
CEO ownership	0.003%
Management average tenure	2.8yrs
Board average tenure	2.4yrs

Recent management updates

Recent updates

Increasing CASA Deposits And SME Lending Expansion To Boost Profitability And Revenue Growth

Dec 11 Strategic cost management and enhanced efficiency are expected to improve net margins and support sustained earnings growth.

CEO

Amin Ezz Al-Arab (68 yo)

1.1yrs

Tenure

Mr. Hisham Ezz Al-Arab has been the Chief Executive Officer of Commercial International Bank (Egypt) S.A.E. (formerly known as Commercial International Bank Egypt (CIB) S.A.E. (formerly known as Chase Nati...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Amin Ezz Al-Arab	CEO & Executive Director	1.1yrs	no data	0.0033% EGP 10.3m
Islam Zekry	Group Chief Finance & Operation Officer and Executive Director	2.8yrs	no data	no data
Yasmine Hemeda	Head of Investor Relations	no data	no data	no data
Mahmoud Abbas Ahmed	Chief Legal Officer	no data	no data	no data
Amr El-Ganainy	Deputy CEO & Executive Director	15.8yrs	no data	0.020% EGP 63.8m
Rashwan Hammady	Chief Retail	3.2yrs	no data	no data
Omar El-Husseiny	Chief Global Markets Executive	less than a year	no data	no data
Aboelhasan Amer Amin	Head of Litigation & Implementation Group	no data	no data	no data
Nelly Zeneiny	Investor Relations Officer	no data	no data	no data

2.8yrs

Average Tenure

Experienced Management: COMI's management team is considered experienced (2.8 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Amin Ezz Al-Arab	CEO & Executive Director	2.9yrs	no data	0.0033% EGP 10.3m
Islam Zekry	Group Chief Finance & Operation Officer and Executive Director	1.1yrs	no data	no data
Amr El-Ganainy	Deputy CEO & Executive Director	1.1yrs	no data	0.020% EGP 63.8m
Jawaid Mirza	Non-Executive Director	2.2yrs	no data	no data
Aziz Moolji	Non-Executive Director	3.4yrs	no data	no data
Sherif Samir Samy	Non-Executive Independent Director	no data	no data	no data
Fadhel Al Ali	Non-Executive Director	3.4yrs	no data	no data
George Anagnostopoulos	Independent Non-Executive Director	less than a year	no data	no data
Hoda Mansour	Non-Executive Independent Director	2.6yrs	no data	no data
Neveen Aly Sabbour	Non-Executive Independent Chairwoman	2.6yrs	no data	no data
Burkhard Eckes	Independent Non-Executive Director	less than a year	no data	no data

2.4yrs

Average Tenure

66yo

Average Age

Experienced Board: COMI's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/04 07:21
End of Day Share Price	2025/10/02 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Commercial International Bank Egypt (CIB) S.A.E. is covered by 29 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ranya Gnaba	AlphaMena
Hany Amer	Arab African International Securities
Heba Monir	Arab African International Securities

Commercial International Bank Egypt (CIB)E Management

Management criteria checks 1/4

Key information

Recent management updates

Less than half of directors are independent

Commercial International Bank Egypt (CIB) S.A.E., Annual General Meeting, Mar 23, 2025

Commercial International Bank (Egypt) S.A.E. Announces CEO Changes

Commercial International Bank (Egypt) S.A.E. Announces Changes to the Board of Directors

Commercial International Bank (Egypt) S.A.E., Annual General Meeting, Mar 25, 2024

Commercial International Bank (Egypt) Appoints Jawaid Ahmed Mirza as Non-Executive Director

Recent updates

Less than half of directors are independent

Commercial International Bank Egypt (CIB) S.A.E. announces Annual dividend, payable on April 10, 2025

Commercial International Bank Egypt (CIB) S.A.E., Annual General Meeting, Mar 23, 2025

Increasing CASA Deposits And SME Lending Expansion To Boost Profitability And Revenue Growth

Third quarter 2024 earnings: EPS exceeds analyst expectations

Commercial International Bank (Egypt) S.A.E. Announces CEO Changes

Commercial International Bank (Egypt) S.A.E. Announces Changes to the Board of Directors

Consensus revenue estimates increase by 11%

Second quarter 2024 earnings released: EPS: ج.م4.59 (vs ج.م2.39 in 2Q 2023)

Now 21% undervalued after recent price drop

Consensus revenue estimates increase by 16%

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Now 21% undervalued after recent price drop

Upcoming dividend of ج.م0.55 per share

Price target increased by 8.4% to ج.م102

Consensus EPS estimates increase by 14%

Price target increased by 7.6% to ج.م86.92

Investor sentiment improves as stock rises 16%

Price target increased by 7.8% to ج.م81.49

Commercial International Bank (Egypt) S.A.E., Annual General Meeting, Mar 25, 2024

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Price target increased by 12% to ج.م72.83

Price target increased by 7.1% to ج.م68.48

Investor sentiment improves as stock rises 16%

Investor sentiment improves as stock rises 18%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Commercial International Bank (Egypt) Appoints Jawaid Ahmed Mirza as Non-Executive Director

New major risk - Earnings quality

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Consensus revenue estimates increase by 13%

First quarter 2023 earnings: Revenues exceed analyst expectations

Price target increased by 7.5% to ج.م48.70

Commercial International Bank (Egypt) S.A.E, Annual General Meeting, Mar 20, 2023

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Investor sentiment improves as stock rises 19%

High number of new directors

Price target increased to ج.م41.73

Investor sentiment improved over the past week

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

High number of new directors

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Inaugural dividend of ج.م1.35 per share

Investor sentiment improved over the past week

Now 21% undervalued after recent price drop

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Price target increased to ج.م66.95

Price target increased to ج.م63.70

Third quarter 2021 earnings released: EPS ج.م1.71 (vs ج.م1.08 in 3Q 2020)

Second quarter 2021 earnings released: EPS ج.م1.92 (vs ج.م1.56 in 2Q 2020)

Commercial International Bank (Egypt) S.A.E announced that it expects to receive EGP 1.56707 billion in funding from International Finance Corporation

First quarter 2021 earnings released: EPS ج.م1.72 (vs ج.م1.44 in 1Q 2020)

An unknown buyer acquired 6.85% stake in CI Capital Holding For Financial Investments (S.A.E) (CASE:CICH) from Commercial International Bank (Egypt) S.A.E (CASE:COMI) for approximately EGP 320 million.

Commercial Intnl Bank (Egypt) SAE Announces Appointment of Tarek Rouchdy as an Independent Director

Full year 2020 earnings released: EPS ج.م6.26 (vs ج.م7.12 in FY 2019)

Revenue beats expectations, earnings disappoint

Analysts update estimates

New 90-day low: ج.م60.11

Third quarter 2020 earnings released: EPS ج.م1.44

Revenue and earnings miss expectations

Analysts update estimates

New 90-day low: ج.م61.83

CEO

Leadership Team

Board Members

Company Analysis and Financial Data Status

Data Sources

Analysis Model and Snowflake

Industry and Sector Metrics

Analyst Sources