COMI Share Price Performance
ج.م127.74
58.20 (83.70%)
4.6% undervalued intrinsic discount
ج.م133.93
Fair Value
Price ج.م127.74
AnalystConsensusTarget ج.م133.93
AnalystHighTarget ج.م183.15
AnalystLowTarget ج.م110.00
Fair Valueج.م133.93
Share Pricen/a
Commercial International Bank Egypt (CIB) S.A.E. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 48 Fair Values set on narratives written by author
COMI Community Narratives
AN
Fair Value ج.م133.93 4.6% undervalued intrinsic discount
COMI: Upcoming Five-Year Plan Will Drive Future Market Leadership
0users have liked this narrative
0users have commented on this narrative
30users have followed this narrative
AN
Fair Value ج.م183.15 30.3% undervalued intrinsic discount
Egypt's Expanding Middle Class And Digitization Will Accelerate Banking Demand
1users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value ج.م111 15.1% overvalued intrinsic discount
Egypt's Inflation Will Squeeze Margins Yet Digital Trends Offer Promise
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Egypt's Expanding Middle Class And Digitization Will Accelerate Banking Demand
Key Takeaways Digital expansion and innovative products position CIB for sustainable growth, outperforming market expectations in retail loans, fee income, and deposit acquisition. Operational transformation and capital strength underpin long-term profitability, enabling superior cost efficiency, special dividends, and strategic market moves.Read more
35
users have viewed this narrative1users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
ج.م183.15
30.3% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
9.8% p.a.
Profit Margin
52.75%
Future PE
16.57x
Price in 2029
ج.م413.5
COMI: Upcoming Five-Year Plan Will Drive Future Market Leadership
Key Takeaways Strong digital transformation and demographic trends are expanding CIB's customer base, lowering costs, and supporting sustainable growth in fees and loans. Solid capital position, diversified lending, and enhanced collaboration are boosting resilience and earnings quality as the bank targets new market opportunities.Read more
167
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
30users have followed this narrative
AN
ج.م133.93
4.6% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
7.11% p.a.
Profit Margin
52.08%
Future PE
12.07x
Price in 2028
ج.م303.54
Egypt's Inflation Will Squeeze Margins Yet Digital Trends Offer Promise
Key Takeaways Inflation, currency depreciation, and high interest rates threaten asset values, margins, and USD profitability, despite loan growth and infrastructural support. Digitization and fintech competition may disrupt CIB's market share and revenue growth, while informality hampers financial inclusion and customer acquisition.Read more
18
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
ج.م111
15.1% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
7.81% p.a.
Profit Margin
46.15%
Future PE
12.02x
Price in 2028
ج.م255.53
Trending Discussion
Recently Updated Narratives
AN
COMI: Analyst Day And Higher Future P/E Will Support Upside
Fair Value: ج.م183.15 30.3% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
COMI: Upcoming Investor Day And Bylaw Changes Will Support Bullish Outlook
Fair Value: ج.م133.93 4.6% undervalued intrinsic discount
30 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Egypt's Inflation Will Squeeze Margins Yet Digital Trends Offer Promise
Fair Value: ج.م111 15.1% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Commercial International Bank Egypt (CIB) S.A.E. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 20.17
- 100.00%
- 54.96%
- 16.9%
About COMI
- Founded
- 1975
- Employees
- 8532
- CEO
- WebsiteView website
Commercial International Bank Egypt (CIB) S.A.E. provides retail, corporate, and investment banking services in Egypt. The company operates through Corporate Banking & SME’s; Investment; Retail Banking; and Assets and Liabilities Management segments. It offers current and saving accounts, business accounts, time deposits, and certificate of deposits; and personal, educational, solar, travel, car finance, consumer, and SME loans, as well as overdraft, mortgage, and revolving overdraft salary upfront services. The company also offers investment savings products; global transaction and digital banking; and cash management, corporate banking, payroll, and trade finance services. In addition, it provides credit, debit, and prepaid cards; mobile, online, and phone banking services; and ATM, safe deposit boxes, and bill payment services. Further, the company offers other credit facilities; derivative products; financial instruments, structured financing, corporate leasing, and merger and acquisitions information services; and foreign currency services, as well as assets management services and insurance products. The company was formerly known as Chase National Bank of Egypt and changed its name to Commercial International Bank Egypt (CIB) S.A.E. in January 1987. Commercial International Bank Egypt (CIB) S.A.E. was founded in 1975 and is headquartered in Giza, Egypt.