Credit Agricole - Egypt Bank (S.A.E.)

CASE:CIEB Stock Report

Market Cap: ج.م24.0b

Credit Agricole - Egypt Bank (S.A.E.) Past Earnings Performance

Past criteria checks 5/6

Credit Agricole - Egypt Bank (S.A.E.) has been growing earnings at an average annual rate of 33.1%, while the Banks industry saw earnings growing at 31.5% annually. Revenues have been growing at an average rate of 27.7% per year. Credit Agricole - Egypt Bank (S.A.E.)'s return on equity is 37.9%, and it has net margins of 61%.

Key information

33.1%

Earnings growth rate

33.1%

EPS growth rate

Banks Industry Growth17.1%
Revenue growth rate27.7%
Return on equity37.9%
Net Margin61.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Credit Agricole - Egypt Bank (S.A.E.) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CASE:CIEB Revenue, expenses and earnings (EGP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2412,2037,4402,6130
30 Jun 2411,3396,8662,4970
31 Mar 2410,7136,2322,3470
31 Dec 239,1995,1662,1540
30 Sep 238,3624,6292,0560
30 Jun 237,2243,9151,8140
31 Mar 236,0263,1501,7100
31 Dec 224,8372,4181,6390
30 Sep 224,2002,0311,4420
30 Jun 223,8981,8571,4500
31 Mar 223,6861,7221,3940
31 Dec 213,5931,6091,3480
30 Sep 213,4621,5141,3280
30 Jun 213,4051,4371,3140
31 Mar 213,2271,3101,2960
31 Dec 203,3001,3711,2790
30 Sep 203,4051,5331,2770
30 Jun 203,6701,7561,2460
31 Mar 204,0182,1061,2190
31 Dec 194,2952,3601,1830
30 Sep 194,3872,3891,1590
30 Jun 194,2552,4151,1320
31 Mar 194,1222,2941,0960
31 Dec 183,9142,2011,0650
30 Sep 183,7622,1331,0140
30 Jun 183,7942,1049800
31 Mar 183,7492,0909700
31 Dec 173,6281,9559600
30 Sep 173,5251,8959360
30 Jun 173,1111,6659030
31 Mar 172,8581,5058530
31 Dec 162,5951,3548040
30 Sep 162,4131,2467730
30 Jun 162,3241,1897720
31 Mar 162,2491,1177390
31 Dec 152,1701,0377300
30 Sep 152,1429677240
30 Jun 152,0288517070
31 Mar 151,8757647110
31 Dec 141,7316767000
30 Sep 141,5605696960
30 Jun 141,5565796900
31 Mar 141,6206307010

Quality Earnings: CIEB has high quality earnings.

Growing Profit Margin: CIEB's current net profit margins (61%) are higher than last year (55.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CIEB's earnings have grown significantly by 33.1% per year over the past 5 years.

Accelerating Growth: CIEB's earnings growth over the past year (60.8%) exceeds its 5-year average (33.1% per year).

Earnings vs Industry: CIEB earnings growth over the past year (60.8%) did not outperform the Banks industry 87%.

Return on Equity

High ROE: CIEB's Return on Equity (37.9%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/04 16:09
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credit Agricole - Egypt Bank (S.A.E.) is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hany AmerArab African International Securities
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Abanob MagdyBeltone Financial