LHV1T Stock Overview
Through its subsidiaries, provides various banking products and services to private and business customers in Estonia and United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
No risks detected for LHV1T from our risk checks.
My Notes
Capture your thoughts, links and company narrative
AS LHV Group Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €3.29 |
| 52 Week High | €3.74 |
| 52 Week Low | €3.18 |
| Beta | 0.78 |
| 1 Month Change | -1.79% |
| 3 Month Change | -0.30% |
| 1 Year Change | -6.27% |
| 3 Year Change | -23.49% |
| 5 Year Change | 175.31% |
| Change since IPO | 368.66% |
Recent News & Updates
Recent updates
Here's Why We Think AS LHV Group (TAL:LHV1T) Is Well Worth Watching
Jun 18
Here's Why AS LHV Group's (TAL:LHV1T) CEO May Deserve A Raise
Mar 14With EPS Growth And More, AS LHV Group (TAL:LHV1T) Makes An Interesting Case
Jan 05Here's Why We Think AS LHV Group (TAL:LHV1T) Is Well Worth Watching
Sep 08Does AS LHV Group (TAL:LHV1T) Deserve A Spot On Your Watchlist?
Aug 13Is Now The Time To Put AS LHV Group (TAL:LHV1T) On Your Watchlist?
Apr 12AS LHV Group (TAL:LHV1T) Is Increasing Its Dividend To €0.40
Mar 07Here's Why I Think AS LHV Group (TAL:LHV1T) Is An Interesting Stock
Jan 05Shareholder Returns
| LHV1T | EE Banks | EE Market | |
|---|---|---|---|
| 7D | 2.2% | -0.6% | 1.8% |
| 1Y | -6.3% | 20.7% | -1.0% |
Return vs Industry: LHV1T underperformed the EE Banks industry which returned 22.4% over the past year.
Return vs Market: LHV1T underperformed the EE Market which returned -1.2% over the past year.
Price Volatility
| LHV1T volatility | |
|---|---|
| LHV1T Average Weekly Movement | 2.1% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in EE Market | 5.7% |
| 10% least volatile stocks in EE Market | 1.2% |
Stable Share Price: LHV1T has not had significant price volatility in the past 3 months compared to the EE market.
Volatility Over Time: LHV1T's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 1,200 | Madis Toomsalu | www.lhv.ee |
AS LHV Group, through its subsidiaries, provides various banking products and services to private and business customers in Estonia and United Kingdom. The company operates through Retail Banking, Corporate Banking, Asset Management, Hire Purchase and Consumer Finance, Financial Intermediaries, and Insurance segments. It offers demand and fixed-term deposits; pension investment, growth, startup, and securities accounts; cash pool, entrepreneur, non-resident, foreign exchange, and child accounts; leasing and hire purchase; and guarantees, letters of credit, documentary collection, and factoring services.
AS LHV Group Fundamentals Summary
| LHV1T fundamental statistics | |
|---|---|
| Market cap | €1.07b |
| Earnings (TTM) | €145.75m |
| Revenue (TTM) | €318.69m |
7.3x
P/E Ratio1.7x
P/B RatioIs LHV1T overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LHV1T income statement (TTM) | |
|---|---|
| Revenue | €318.69m |
| Cost of Revenue | €0 |
| Gross Profit | €318.69m |
| Other Expenses | €172.94m |
| Earnings | €145.75m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 11, 2025
| Earnings per share (EPS) | 0.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 45.74% |
| Debt/Equity Ratio | 123.0% |
How did LHV1T perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield29%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/17 03:29 |
| End of Day Share Price | 2024/12/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
AS LHV Group is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrej Rodionov | Swedbank AS |
| Andrej Rodionov | Swedbank Large Corporates & Institutions |