Vestjysk Bank A/S

CPSE:VJBA Stock Report

Market Cap: DKK 5.2b

Vestjysk Bank Past Earnings Performance

Past criteria checks 3/6

Vestjysk Bank has been growing earnings at an average annual rate of 16.4%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 22.2% per year. Vestjysk Bank's return on equity is 14.9%, and it has net margins of 44.1%.

Key information

16.4%

Earnings growth rate

10.4%

EPS growth rate

Banks Industry Growth12.4%
Revenue growth rate22.2%
Return on equity14.9%
Net Margin44.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why I Think Vestjysk Bank (CPH:VJBA) Is An Interesting Stock

Jan 12
Here's Why I Think Vestjysk Bank (CPH:VJBA) Is An Interesting Stock

Revenue & Expenses Breakdown

How Vestjysk Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CPSE:VJBA Revenue, expenses and earnings (DKK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,4031,0609000
30 Jun 242,4111,0269110
31 Mar 242,4531,0988850
31 Dec 232,3901,0359080
30 Sep 232,1459348990
30 Jun 231,9238339020
31 Mar 231,6646528830
31 Dec 221,4965438590
30 Sep 221,3944829120
30 Jun 221,4355209200
31 Mar 221,5636119710
31 Dec 211,5591,0801,0330
30 Sep 211,3989379000
30 Jun 211,2458848030
31 Mar 211,0137946620
31 Dec 208583034880
30 Sep 208573314800
30 Jun 209774574760
31 Mar 209794634730
31 Dec 199914784710
30 Sep 199555274420
30 Jun 197763404490
31 Mar 197312974480
31 Dec 187242964420
30 Sep 186941794460
30 Jun 186691754370
31 Mar 186821794380
31 Dec 176761634440
30 Sep 177242044340
30 Jun 176991774390
31 Mar 176361234540
31 Dec 16589804650
30 Sep 16544414800
30 Jun 16545155000
31 Mar 16576285080
31 Dec 15612495110
30 Sep 15411-1615280
30 Jun 15337-2115050
31 Mar 15366-1815050
31 Dec 14374-1885180
30 Sep 14270-3095300
30 Jun 14279-3105390
31 Mar 14150-4495510
31 Dec 1399-4425550

Quality Earnings: VJBA has high quality earnings.

Growing Profit Margin: VJBA's current net profit margins (44.1%) are higher than last year (43.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: VJBA's earnings have grown by 16.4% per year over the past 5 years.

Accelerating Growth: VJBA's earnings growth over the past year (13.5%) is below its 5-year average (16.4% per year).

Earnings vs Industry: VJBA earnings growth over the past year (13.5%) did not outperform the Banks industry 16.7%.

Return on Equity

High ROE: VJBA's Return on Equity (14.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 08:12
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vestjysk Bank A/S is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Rasmus Vendelboe JakobsenABG Sundal Collier Sponsored
Lars HolmDanske Bank
Simon ChristensenNordea Markets