Spar Nord Bank Past Earnings Performance
Past criteria checks 2/6
Spar Nord Bank has been growing earnings at an average annual rate of 26.3%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 15.3% per year. Spar Nord Bank's return on equity is 16.4%, and it has net margins of 39.6%.
Key information
26.3%
Earnings growth rate
27.5%
EPS growth rate
| Banks Industry Growth | 12.4% |
| Revenue growth rate | 15.3% |
| Return on equity | 16.4% |
| Net Margin | 39.6% |
| Next Earnings Update | 05 Feb 2025 |
Recent past performance updates
Recent updates
Does Spar Nord Bank (CPH:SPNO) Deserve A Spot On Your Watchlist?
Aug 27
Spar Nord Bank A/S (CPH:SPNO) Analysts Are Pretty Bullish On The Stock After Recent Results
May 06Do Spar Nord Bank's (CPH:SPNO) Earnings Warrant Your Attention?
Apr 17Results: Spar Nord Bank A/S Beat Earnings Expectations And Analysts Now Have New Forecasts
Feb 10We Ran A Stock Scan For Earnings Growth And Spar Nord Bank (CPH:SPNO) Passed With Ease
Dec 13Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?
Jul 27Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?
Apr 12Spar Nord Bank's (CPH:SPNO) Dividend Will Be Increased To DKK4.50
Feb 12If You Like EPS Growth Then Check Out Spar Nord Bank (CPH:SPNO) Before It's Too Late
Mar 30This Is Why Spar Nord Bank A/S' (CPH:SPNO) CEO Compensation Looks Appropriate
Mar 31Revenue & Expenses Breakdown
How Spar Nord Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 5,764 | 2,282 | 1,719 | 0 |
| 30 Jun 24 | 5,875 | 2,412 | 1,727 | 0 |
| 31 Mar 24 | 5,901 | 2,486 | 1,657 | 0 |
| 31 Dec 23 | 5,691 | 2,374 | 1,622 | 0 |
| 30 Sep 23 | 5,573 | 2,373 | 1,633 | 0 |
| 30 Jun 23 | 5,058 | 2,041 | 1,554 | 0 |
| 31 Mar 23 | 4,500 | 1,651 | 1,555 | 0 |
| 31 Dec 22 | 4,067 | 1,370 | 1,510 | 0 |
| 30 Sep 22 | 3,761 | 1,141 | 1,432 | 0 |
| 30 Jun 22 | 3,710 | 1,128 | 1,461 | 0 |
| 31 Mar 22 | 3,924 | 1,288 | 1,465 | 0 |
| 31 Dec 21 | 3,937 | 1,307 | 1,457 | 0 |
| 30 Sep 21 | 3,806 | 1,215 | 1,461 | 0 |
| 30 Jun 21 | 3,656 | 1,119 | 1,447 | 0 |
| 31 Mar 21 | 3,408 | 959 | 1,439 | 0 |
| 31 Dec 20 | 3,017 | 688 | 1,410 | 0 |
| 30 Sep 20 | 2,936 | 641 | 1,399 | 0 |
| 30 Jun 20 | 3,004 | 720 | 1,361 | 0 |
| 31 Mar 20 | 3,018 | 771 | 1,358 | 0 |
| 31 Dec 19 | 3,317 | 1,010 | 1,355 | 0 |
| 30 Sep 19 | 3,138 | 910 | 1,352 | 0 |
| 30 Jun 19 | 2,993 | 798 | 1,363 | 0 |
| 31 Mar 19 | 3,019 | 835 | 1,352 | 0 |
| 31 Dec 18 | 3,017 | 883 | 1,329 | 0 |
| 30 Sep 18 | 3,215 | 1,003 | 943 | 0 |
| 30 Jun 18 | 3,219 | 1,008 | 1,082 | 0 |
| 31 Mar 18 | 3,170 | 947 | 1,226 | 0 |
| 31 Dec 17 | 3,188 | 953 | 1,375 | 0 |
| 30 Sep 17 | 3,133 | 927 | 1,927 | 0 |
| 30 Jun 17 | 3,181 | 1,010 | 1,899 | 0 |
| 31 Mar 17 | 3,094 | 970 | 1,868 | 0 |
| 31 Dec 16 | 2,906 | 818 | 1,869 | 0 |
| 30 Sep 16 | 2,809 | 797 | 1,815 | 0 |
| 30 Jun 16 | 2,651 | 637 | 1,817 | 0 |
| 31 Mar 16 | 2,627 | 587 | 1,825 | 0 |
| 31 Dec 15 | 2,991 | 887 | 1,836 | 0 |
| 30 Sep 15 | 2,918 | 758 | 1,956 | 0 |
| 30 Jun 15 | 2,939 | 806 | 1,938 | 0 |
| 31 Mar 15 | 2,857 | 766 | 1,916 | 0 |
| 31 Dec 14 | 2,630 | 614 | 1,889 | 0 |
| 30 Sep 14 | 2,705 | 788 | 1,739 | 0 |
| 30 Jun 14 | 2,627 | 717 | 1,735 | 0 |
| 31 Mar 14 | 2,671 | 707 | 1,783 | 0 |
| 31 Dec 13 | 2,486 | 536 | 1,769 | 0 |
Quality Earnings: SPNO has high quality earnings.
Growing Profit Margin: SPNO's current net profit margins (39.6%) are lower than last year (42.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SPNO's earnings have grown significantly by 26.3% per year over the past 5 years.
Accelerating Growth: SPNO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SPNO had negative earnings growth (-3.8%) over the past year, making it difficult to compare to the Banks industry average (16.7%).
Return on Equity
High ROE: SPNO's Return on Equity (16.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 13:04 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Spar Nord Bank A/S is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mads Thinggaard | ABG Sundal Collier |
| Asbjørn Mørk | Carnegie Investment Bank AB |
| Asbjørn Mørk | Danske Bank |