Spar Nord Bank Past Earnings Performance

Past criteria checks 2/6

Spar Nord Bank has been growing earnings at an average annual rate of 26.3%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 15.3% per year. Spar Nord Bank's return on equity is 16.4%, and it has net margins of 39.6%.

Key information

26.3%

Earnings growth rate

27.5%

EPS growth rate

Banks Industry Growth12.4%
Revenue growth rate15.3%
Return on equity16.4%
Net Margin39.6%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Does Spar Nord Bank (CPH:SPNO) Deserve A Spot On Your Watchlist?

Aug 27
Does Spar Nord Bank (CPH:SPNO) Deserve A Spot On Your Watchlist?

Spar Nord Bank A/S (CPH:SPNO) Analysts Are Pretty Bullish On The Stock After Recent Results

May 06
Spar Nord Bank A/S (CPH:SPNO) Analysts Are Pretty Bullish On The Stock After Recent Results

Do Spar Nord Bank's (CPH:SPNO) Earnings Warrant Your Attention?

Apr 17
Do Spar Nord Bank's (CPH:SPNO) Earnings Warrant Your Attention?

Results: Spar Nord Bank A/S Beat Earnings Expectations And Analysts Now Have New Forecasts

Feb 10
Results: Spar Nord Bank A/S Beat Earnings Expectations And Analysts Now Have New Forecasts

We Ran A Stock Scan For Earnings Growth And Spar Nord Bank (CPH:SPNO) Passed With Ease

Dec 13
We Ran A Stock Scan For Earnings Growth And Spar Nord Bank (CPH:SPNO) Passed With Ease

Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?

Jul 27
Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?

Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?

Apr 12
Should You Be Adding Spar Nord Bank (CPH:SPNO) To Your Watchlist Today?

Spar Nord Bank's (CPH:SPNO) Dividend Will Be Increased To DKK4.50

Feb 12
Spar Nord Bank's (CPH:SPNO) Dividend Will Be Increased To DKK4.50

If You Like EPS Growth Then Check Out Spar Nord Bank (CPH:SPNO) Before It's Too Late

Mar 30
If You Like EPS Growth Then Check Out Spar Nord Bank (CPH:SPNO) Before It's Too Late

This Is Why Spar Nord Bank A/S' (CPH:SPNO) CEO Compensation Looks Appropriate

Mar 31
This Is Why Spar Nord Bank A/S' (CPH:SPNO) CEO Compensation Looks Appropriate

Could Spar Nord Bank A/S (CPH:SPNO) Have The Makings Of Another Dividend Aristocrat?

Mar 26
Could Spar Nord Bank A/S (CPH:SPNO) Have The Makings Of Another Dividend Aristocrat?

Did You Participate In Any Of Spar Nord Bank's (CPH:SPNO) Respectable 51% Return?

Feb 05
Did You Participate In Any Of Spar Nord Bank's (CPH:SPNO) Respectable 51% Return?

What Kind Of Shareholders Own Spar Nord Bank A/S (CPH:SPNO)?

Dec 11
What Kind Of Shareholders Own Spar Nord Bank A/S (CPH:SPNO)?

Revenue & Expenses Breakdown

How Spar Nord Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

CPSE:SPNO Revenue, expenses and earnings (DKK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,7642,2821,7190
30 Jun 245,8752,4121,7270
31 Mar 245,9012,4861,6570
31 Dec 235,6912,3741,6220
30 Sep 235,5732,3731,6330
30 Jun 235,0582,0411,5540
31 Mar 234,5001,6511,5550
31 Dec 224,0671,3701,5100
30 Sep 223,7611,1411,4320
30 Jun 223,7101,1281,4610
31 Mar 223,9241,2881,4650
31 Dec 213,9371,3071,4570
30 Sep 213,8061,2151,4610
30 Jun 213,6561,1191,4470
31 Mar 213,4089591,4390
31 Dec 203,0176881,4100
30 Sep 202,9366411,3990
30 Jun 203,0047201,3610
31 Mar 203,0187711,3580
31 Dec 193,3171,0101,3550
30 Sep 193,1389101,3520
30 Jun 192,9937981,3630
31 Mar 193,0198351,3520
31 Dec 183,0178831,3290
30 Sep 183,2151,0039430
30 Jun 183,2191,0081,0820
31 Mar 183,1709471,2260
31 Dec 173,1889531,3750
30 Sep 173,1339271,9270
30 Jun 173,1811,0101,8990
31 Mar 173,0949701,8680
31 Dec 162,9068181,8690
30 Sep 162,8097971,8150
30 Jun 162,6516371,8170
31 Mar 162,6275871,8250
31 Dec 152,9918871,8360
30 Sep 152,9187581,9560
30 Jun 152,9398061,9380
31 Mar 152,8577661,9160
31 Dec 142,6306141,8890
30 Sep 142,7057881,7390
30 Jun 142,6277171,7350
31 Mar 142,6717071,7830
31 Dec 132,4865361,7690

Quality Earnings: SPNO has high quality earnings.

Growing Profit Margin: SPNO's current net profit margins (39.6%) are lower than last year (42.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SPNO's earnings have grown significantly by 26.3% per year over the past 5 years.

Accelerating Growth: SPNO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SPNO had negative earnings growth (-3.8%) over the past year, making it difficult to compare to the Banks industry average (24.4%).


Return on Equity

High ROE: SPNO's Return on Equity (16.4%) is considered low.


Return on Assets


Return on Capital Employed


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