Sparekassen Sjælland-Fyn A/S

CPSE:SPKSJF Stock Report

Market Cap: DKK 4.1b

Sparekassen Sjælland-Fyn Past Earnings Performance

Past criteria checks 5/6

Sparekassen Sjælland-Fyn has been growing earnings at an average annual rate of 22.4%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 10.7% per year. Sparekassen Sjælland-Fyn's return on equity is 13.4%, and it has net margins of 33.1%.

Key information

22.4%

Earnings growth rate

22.8%

EPS growth rate

Banks Industry Growth12.4%
Revenue growth rate10.7%
Return on equity13.4%
Net Margin33.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

How Does Sparekassen Sjælland-Fyn A/S (CPH:SPKSJF) Fare As A Dividend Stock?

Feb 09
How Does Sparekassen Sjælland-Fyn A/S (CPH:SPKSJF) Fare As A Dividend Stock?

What Can We Learn About Sparekassen Sjælland-Fyn's (CPH:SPKSJF) CEO Compensation?

Dec 18
What Can We Learn About Sparekassen Sjælland-Fyn's (CPH:SPKSJF) CEO Compensation?

Revenue & Expenses Breakdown

How Sparekassen Sjælland-Fyn makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CPSE:SPKSJF Revenue, expenses and earnings (DKK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,7375758930
30 Jun 241,6885508890
31 Mar 241,6375488780
31 Dec 231,5775058590
30 Sep 231,4844638200
30 Jun 231,4474328160
31 Mar 231,4043918090
31 Dec 221,3123468000
30 Sep 221,2873447970
30 Jun 221,2443367830
31 Mar 221,2493587660
31 Dec 211,2934197530
30 Sep 211,2683877760
30 Jun 211,2463737810
31 Mar 211,1543047800
31 Dec 201,0362047870
30 Sep 201,0432017920
30 Jun 201,0161618010
31 Mar 201,0461758090
31 Dec 191,0952028100
30 Sep 191,0501767990
30 Jun 191,0591767920
31 Mar 191,0411487980
31 Dec 181,0451487890
30 Sep 181,0381627740
30 Jun 181,0391787620
31 Mar 181,0502067450
31 Dec 171,0472017320
30 Sep 171,0382047170
30 Jun 171,0241927010
31 Mar 179901736880
31 Dec 169601596790
30 Sep 16941296680
30 Jun 16895126630
31 Mar 16864106510
31 Dec 1583976440
30 Jun 159071656250
31 Mar 158811816160
31 Dec 148331796130
30 Jun 14-497-6305950
31 Mar 14-552-6865640
31 Dec 13-607-7435320

Quality Earnings: SPKSJF has high quality earnings.

Growing Profit Margin: SPKSJF's current net profit margins (33.1%) are higher than last year (31.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SPKSJF's earnings have grown significantly by 22.4% per year over the past 5 years.

Accelerating Growth: SPKSJF's earnings growth over the past year (24.4%) exceeds its 5-year average (22.4% per year).

Earnings vs Industry: SPKSJF earnings growth over the past year (24.4%) exceeded the Banks industry 16.7%.

Return on Equity

High ROE: SPKSJF's Return on Equity (13.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 19:02
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sparekassen Sjælland-Fyn A/S is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Asbjørn MørkDanske Bank