TE8N logo

Temenos AGDB:TE8N Stock Report

Market Cap €5.0b
Share Price
€73.20
€89.37
18.1% undervalued intrinsic discount
1Y13.7%
7D1.2%
1D
Portfolio Value
View

Temenos AG

DB:TE8N Stock Report

Market Cap: €5.0b

Temenos (TE8N) Stock Overview

Develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. More details

TE8N fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance4/6
Financial Health2/6
Dividends5/6

TE8N Community Fair Values

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Temenos AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Temenos
Historical stock prices
Current Share PriceCHF 73.20
52 Week HighCHF 90.65
52 Week LowCHF 59.00
Beta0.59
1 Month Change-8.56%
3 Month Change-3.94%
1 Year Change13.66%
3 Year Changen/a
5 Year Changen/a
Change since IPO707.06%

Recent News & Updates

Recent updates

Shareholder Returns

TE8NDE SoftwareDE Market
7D1.2%2.1%0.7%
1Y13.7%-41.4%2.0%

Return vs Industry: TE8N exceeded the German Software industry which returned -41.4% over the past year.

Return vs Market: TE8N exceeded the German Market which returned 2% over the past year.

Price Volatility

Is TE8N's price volatile compared to industry and market?
TE8N volatility
TE8N Average Weekly Movement5.7%
Software Industry Average Movement6.4%
Market Average Movement6.1%
10% most volatile stocks in DE Market13.2%
10% least volatile stocks in DE Market2.7%

Stable Share Price: TE8N has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: TE8N's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19935,057Takis Spiliopouloswww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group’s software solutions, including software development fees for requested functionality, as well as providing hosting and subscription arrangements.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
TE8N fundamental statistics
Market cap€4.99b
Earnings (TTM)€249.72m
Revenue (TTM)€952.85m
20.0x
P/E Ratio
5.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TE8N income statement (TTM)
RevenueUS$1.11b
Cost of RevenueUS$288.98m
Gross ProfitUS$822.61m
Other ExpensesUS$531.29m
EarningsUS$291.32m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 22, 2026

Earnings per share (EPS)4.33
Gross Margin74.00%
Net Profit Margin26.21%
Debt/Equity Ratio188.3%

How did TE8N perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
43%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/31 22:33
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Temenos AG is covered by 32 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander ToutArete Research Services LLP
Knut WollerBaader Helvea Equity Research
Raimo LenschowBarclays