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Updated 1m ago
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Qualco Group S.A.DB:L37 Stock Report

Market Cap €442.6m
Updated 1m ago
Share Price
n/a
1Yn/a
7D4.8%
1D0%
Portfolio Value
​
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Qualco Group S.A.

DB:L37 Stock Report

Market Cap: €442.6m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Qualco Group (L37) Stock Overview

Designs and develops platform as a service and portfolio management solutions for financial market. More details

L37 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance0/6
Financial Health5/6
Dividends0/6

Rewards

Earnings are forecast to grow 62.55% per year

Risk Analysis

Large one-off items impacting financial results

Profit margins (0.1%) are lower than last year (8.3%)


L37 Community Fair Values

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€
Current Price
€5.866.8% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture0354m2016201920222025202620282031Revenue €353.9mEarnings €384.0k
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Qualco Group S.A. Competitors

PSI Software

Symbol: XTRA:PSAN
Market cap: €703.4m

innoscripta

Symbol: XTRA:1INN
Market cap: €799.0m

Mensch und Maschine Software

Symbol: XTRA:MUM
Market cap: €586.2m

TeamViewer

Symbol: XTRA:TMV
Market cap: €1.0b

Price History & Performance

Summary of share price highs, lows and changes for Qualco Group
Historical stock prices
Current Share Price€5.86
52 Week High€5.96
52 Week Low€5.20
Beta0
1 Month Change3.90%
3 Month Change12.69%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO9.94%

Recent News & Updates

Recent updates

Shareholder Returns

L37DE SoftwareDE Market
7D4.8%-4.5%-1.8%
1Yn/a-20.6%4.2%

Return vs Industry: Insufficient data to determine how L37 performed against the German Software industry.

Return vs Market: Insufficient data to determine how L37 performed against the German Market.

Price Volatility

Is L37's price volatile compared to industry and market?
L37 volatility
L37 Average Weekly Movement2.3%
Software Industry Average Movement5.9%
Market Average Movement5.0%
10% most volatile stocks in DE Market12.2%
10% least volatile stocks in DE Market2.5%

Stable Share Price: L37 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine L37's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19981,289Miltiadis Georgantzisqualco.group

Qualco Group S.A. designs and develops platform as a service and portfolio management solutions for financial market. The company offers QUALCO Loan Manager, a loan management software for creditors; purpose-built solutions; QUALCO 360, a platform to adapt customer changing behaviors; QUALCO Loan Originator, an automated system to streamline loan origination; QUALCO Collections & Recoveries, a debt management solution platform that handles all credit and receivables, from early collections to legal processes and recoveries; QUALCO Data-Driven Decisions Engine, a hub for credit portfolio analytics; QUALCO ProximaPlus, a supply chain finance platform; QUALCO Kyberas to manage discounted process; QUALCO Scalefin, a digital banking platform; QUALCO Digital Self-Service Portal; QUALCO Omnichannel Customer Engagement platform; Generative AI Assistant, a platform for processing technical documentation; QUALCO ExtraCollect platform for debt recovery data; Togglit for debt collection agencies; Uniko, a real estate platform; QUALCO Intelligent Finance, a B2B receivables management platform; Quant, an independent servicer platform of non-performing loans; and an operation digitalization platform, as well as offers information and communication technology. It serves banks, and financial institutions.

Qualco Group S.A. Fundamentals Summary

How do Qualco Group's earnings and revenue compare to its market cap?
L37 fundamental statistics
Market cap€442.59m
Earnings (TTM)€234.00k
Revenue (TTM)€215.69m
1,891x
P/E Ratio
2.1x
P/S Ratio

Is L37 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
L37 income statement (TTM)
Revenue€215.69m
Cost of Revenue€118.51m
Gross Profit€97.18m
Other Expenses€96.95m
Earnings€234.00k

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Sep 15, 2026

Earnings per share (EPS)0.0033
Gross Margin45.06%
Net Profit Margin0.11%
Debt/Equity Ratio64.5%

How did L37 perform over the long term?

See historical performance and comparison

Dividends

0.7%
Current Dividend Yield
1,273%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/13 07:53
End of Day Share Price 2026/09/11 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Qualco Group S.A. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Natasha RoumantziPiraeus Securities S.A.
Georgios VrekosPiraeus Securities S.A.
Natasha BrilliantUBS Investment Bank

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