DB:CPU2

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CPU Softwarehouse

Executive Summary

CPU Softwarehouse AG provides IT services and software solutions for banks, bank-related institutes, industries, and IT and telecommunications companies in Germany, Austria, and Switzerland. More Details


Snowflake Analysis

Flawless balance sheet with proven track record.

Share Price & News

How has CPU Softwarehouse's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CPU2 is not significantly more volatile than the rest of German stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: CPU2's weekly volatility (7%) has been stable over the past year.


Market Performance


7 Day Return

-3.3%

CPU2

-0.6%

DE Software

1.3%

DE Market


1 Year Return

-3.3%

CPU2

-14.4%

DE Software

1.1%

DE Market

Return vs Industry: CPU2 exceeded the German Software industry which returned -14.2% over the past year.

Return vs Market: CPU2 underperformed the German Market which returned 0.4% over the past year.


Shareholder returns

CPU2IndustryMarket
7 Day-3.3%-0.6%1.3%
30 Day-3.3%-18.6%4.5%
90 Day-3.3%-28.2%1.0%
1 Year-3.3%-3.3%-13.3%-14.4%4.3%1.1%
3 Year64.8%64.8%8.9%4.4%4.3%-4.8%
5 Year127.5%127.5%47.3%37.2%21.2%4.0%

Long-Term Price Volatility Vs. Market

How volatile is CPU Softwarehouse's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is CPU Softwarehouse undervalued compared to its fair value and its price relative to the market?

23.22x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: CPU2 (€2.32) is trading above our estimate of fair value (€1.71)

Significantly Below Fair Value: CPU2 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: CPU2 is good value based on its PE Ratio (23.2x) compared to the DE Software industry average (26.1x).

PE vs Market: CPU2 is poor value based on its PE Ratio (23.2x) compared to the German market (22.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CPU2's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CPU2 is overvalued based on its PB Ratio (6.6x) compared to the DE Software industry average (3.7x).


Next Steps

Future Growth

How is CPU Softwarehouse forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

5.5%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CPU Softwarehouse has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has CPU Softwarehouse performed over the past 5 years?

38.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CPU2 has high quality earnings.

Growing Profit Margin: CPU2's current net profit margins (4.3%) are higher than last year (3.5%).


Past Earnings Growth Analysis

Earnings Trend: CPU2 has become profitable over the past 5 years, growing earnings by 38.1% per year.

Accelerating Growth: CPU2's earnings growth over the past year (14.1%) is below its 5-year average (38.1% per year).

Earnings vs Industry: CPU2 earnings growth over the past year (14.1%) underperformed the Software industry 36.5%.


Return on Equity

High ROE: CPU2's Return on Equity (28.5%) is considered high.


Next Steps

Financial Health

How is CPU Softwarehouse's financial position?


Financial Position Analysis

Short Term Liabilities: CPU2's short term assets (€2.6M) exceed its short term liabilities (€849.7K).

Long Term Liabilities: CPU2's short term assets (€2.6M) exceed its long term liabilities (€844.3K).


Debt to Equity History and Analysis

Debt Level: CPU2 is debt free.

Reducing Debt: CPU2 has no debt compared to 5 years ago when its debt to equity ratio was 5.5%.

Debt Coverage: CPU2 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: CPU2 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is CPU Softwarehouse current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CPU2's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CPU2's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CPU2's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CPU2's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CPU2's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Roger Heinz

6.67yrs

Tenure

Mr. Roger Heinz has been the Chief Executive of CPU Softwarehouse AG since March 10, 2014 and serves as its Chairman of Management Board. Mr. Heinz spent 30 years of successful career in the IT, communicat...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

CPU Softwarehouse AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: CPU Softwarehouse AG
  • Ticker: CPU2
  • Exchange: DB
  • Founded: 1987
  • Industry: Application Software
  • Sector: Software
  • Market Cap: €9.334m
  • Shares outstanding: 4.09m
  • Website: https://www.cpu-ag.com

Number of Employees


Location

  • CPU Softwarehouse AG
  • August-Wessels-Strasse 23
  • Augsburg
  • 86156
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CPU2DB (Deutsche Boerse AG)YesOrdinary Bearer SharesDEEURApr 1999

Biography

CPU Softwarehouse AG provides IT services and software solutions for banks, bank-related institutes, industries, and IT and telecommunications companies in Germany, Austria, and Switzerland. The company of...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/11/24 21:23
End of Day Share Price2020/11/24 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.