XTRA:NIIN

Stock Analysis Report

niiio finance group

Executive Summary

niiio finance group AG, a financial technology company, provides IT solutions for banks and financial service providers.


Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has niiio finance group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: NIIN's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-2.0%

NIIN

-7.3%

DE IT

-5.7%

DE Market


1 Year Return

-28.0%

NIIN

21.1%

DE IT

6.1%

DE Market

Return vs Industry: NIIN underperformed the German IT industry which returned 21.1% over the past year.

Return vs Market: NIIN underperformed the German Market which returned 6.1% over the past year.


Shareholder returns

NIINIndustryMarket
7 Day-2.0%-7.3%-5.7%
30 Day10.8%-8.8%-5.7%
90 Day35.8%5.2%-3.6%
1 Year-28.0%-28.0%21.9%21.1%9.3%6.1%
3 Year19.1%6.2%139.0%132.4%8.9%-0.7%
5 Yearn/a217.0%203.8%13.6%-2.0%

Price Volatility Vs. Market

How volatile is niiio finance group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is niiio finance group undervalued compared to its fair value and its price relative to the market?

0.92x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate NIIN's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate NIIN's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: NIIN is unprofitable, so we can't compare its PE Ratio to the IT industry average.

PE vs Market: NIIN is unprofitable, so we can't compare its PE Ratio to the German market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate NIIN's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: NIIN is good value based on its PB Ratio (0.9x) compared to the DE IT industry average (4.4x).


Next Steps

Future Growth

How is niiio finance group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.7%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as niiio finance group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has niiio finance group performed over the past 5 years?

-15.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: NIIN is currently unprofitable.

Growing Profit Margin: NIIN is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: NIIN is unprofitable, and losses have increased over the past 5 years at a rate of -15.7% per year.

Accelerating Growth: Unable to compare NIIN's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: NIIN is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (13.9%).


Return on Equity

High ROE: NIIN has a negative Return on Equity (-7.85%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is niiio finance group's financial position?


Financial Position Analysis

Short Term Liabilities: NIIN's short term assets (€2.9M) exceed its short term liabilities (€425.0K).

Long Term Liabilities: NIIN's short term assets (€2.9M) exceed its long term liabilities (€238.6K).


Debt to Equity History and Analysis

Debt Level: NIIN is debt free.

Reducing Debt: NIIN had no debt 5 years ago.


Balance Sheet

Inventory Level: NIIN has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if NIIN's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if NIIN has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if NIIN has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is niiio finance group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.8%industryaverage0.6%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate NIIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate NIIN's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if NIIN's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if NIIN's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of NIIN's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Johann Horch 0

0

Mr. Johann Horch serves as the Chief Executive Officer and Member of Management Board at niiio finance group AG. Mr. Horch also serves as the Chief Executive Officer and Member of Management Board at Deuts ...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 64.2%.


Top Shareholders

Company Information

niiio finance group AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: niiio finance group AG
  • Ticker: NIIN
  • Exchange: XTRA
  • Founded:
  • Industry: IT Consulting and Other Services
  • Sector: Software
  • Market Cap: €15.524m
  • Shares outstanding: 22.83m
  • Website: https://www.niiio.finance

Number of Employees


Location

  • niiio finance group AG
  • Elisabethstraße 42/43
  • Görlitz
  • Saxony
  • 2826
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
NIINDB (Deutsche Boerse AG)YesShare CapitalDEEUROct 2007
NIINXTRA (XETRA Trading Platform)YesShare CapitalDEEUROct 2007
NIIIDUSE (Dusseldorf Stock Exchange)YesShare CapitalDEEUROct 2007

Biography

niiio finance group AG, a financial technology company, provides IT solutions for banks and financial service providers. It offers advising for analysis in the FinTech market, design for digital sales, business plans, and change and IT management; software development; products and brands designing, marketing and user interface, time-to-market, and customization; and BPO operations and support, individual development, and secure hosting and housing, as well as sales and IT services for B2B and B2C clients. The company is based in Görlitz, Germany. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/25 21:51
End of Day Share Price2020/02/25 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.