Cardlytics, Inc. operates an advertising platform within financial institutions digital channels, which include online, mobile, email, and various real-time notifications in the United States and the United Kingdom.
Flawless balance sheet with high growth potential.
Share Price & News
How has Cardlytics's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CYX's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: CYX exceeded the German Media industry which returned -21.7% over the past year.
Return vs Market: CYX exceeded the German Market which returned 3% over the past year.
Price Volatility Vs. Market
How volatile is Cardlytics's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Cardlytics undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate CYX's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate CYX's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: CYX is unprofitable, so we can't compare its PE Ratio to the Media industry average.
PE vs Market: CYX is unprofitable, so we can't compare its PE Ratio to the German market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CYX's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CYX is overvalued based on its PB Ratio (13.4x) compared to the DE Media industry average (2.1x).
How is Cardlytics forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CYX is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.2%).
Earnings vs Market: CYX is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: CYX's is expected to become profitable in the next 3 years.
Revenue vs Market: CYX's revenue (27.4% per year) is forecast to grow faster than the German market (5.9% per year).
High Growth Revenue: CYX's revenue (27.4% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if CYX's Return on Equity is forecast to be high in 3 years time
How has Cardlytics performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CYX is currently unprofitable.
Growing Profit Margin: CYX is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: CYX is unprofitable, but has reduced losses over the past 5 years at a rate of 19.8% per year.
Accelerating Growth: Unable to compare CYX's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CYX is unprofitable, making it difficult to compare its past year earnings growth to the Media industry (-2.2%).
Return on Equity
High ROE: CYX has a negative Return on Equity (-17.61%), as it is currently unprofitable.
How is Cardlytics's financial position?
Financial Position Analysis
Short Term Liabilities: CYX's short term assets ($170.0M) exceed its short term liabilities ($58.4M).
Long Term Liabilities: CYX's short term assets ($170.0M) exceed its long term liabilities ($9.3M).
Debt to Equity History and Analysis
Debt Level: CYX is debt free.
Reducing Debt: CYX had no debt 5 years ago.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: CYX has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: CYX has sufficient cash runway for more than 3 years if free cash flow continues to grow at historical rates of 31.9% each year
What is Cardlytics's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CYX's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CYX's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CYX's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CYX's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CYX's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Lynne Laube (50yo)
Ms. Lynne Marie Laube serves as Chief Executive Officer at Cardlytics, Inc. since May 15, 2020 and also serves as it Director since June, 2008. Ms. Laube had been the Chief Operating Officer of Cardlytics, ...
CEO Compensation Analysis
Compensation vs Market: Lynne's total compensation ($USD3.82M) is above average for companies of similar size in the German market ($USD1.51M).
Compensation vs Earnings: Lynne's compensation has increased whilst the company is unprofitable.
|Co-Founder & Executive Chairman||0.17yr||US$5.11m||1.3% $22.1m|
|Chief Administrative Officer||0.33yr||US$3.12m||0.047% $807.3k|
|Chief Financial Officer||0.33yr||no data||0.040% $676.8k|
|Chief Technology Officer||3.5yrs||no data||no data|
|Chief Legal & People Officer and Secretary||6yrs||no data||0.33% $5.6m|
|Chief Marketing Officer||5.17yrs||no data||no data|
|Chief Data Officer||6.5yrs||no data||no data|
|Senior Vice President of Growth Verticals||1.42yrs||no data||no data|
|Chief Product & Strategy Officer||0.58yr||no data||no data|
Experienced Management: CYX's management team is considered experienced (2.5 years average tenure).
|Co-Founder & Executive Chairman||0.17yr||US$5.11m||1.3% $22.1m|
|Lead Independent Director||0.17yr||US$220.00k||0.058% $993.1k|
|Independent Director||11.92yrs||US$192.05k||0.057% $970.5k|
|Independent Director||9.75yrs||US$212.82k||0.13% $2.1m|
|Independent Director||8.83yrs||US$335.00k||0.11% $1.9m|
|Independent Director||3.75yrs||US$300.00k||0.10% $1.7m|
|Independent Director||5.75yrs||US$290.00k||0.024% $401.3k|
|Independent Director||1.25yrs||US$204.41k||0.031% $527.4k|
Experienced Board: CYX's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CYX insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 19.5%.
Cardlytics, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Cardlytics, Inc.
- Ticker: CYX
- Exchange: DB
- Founded: 2008
- Industry: Advertising
- Sector: Media
- Market Cap: US$1.924b
- Listing Market Cap: US$1.703b
- Shares outstanding: 26.97m
- Website: https://www.cardlytics.com
Number of Employees
- Cardlytics, Inc.
- 675 Ponce de Leon Avenue NE
- Suite 6000
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CDLX||NasdaqGM (Nasdaq Global Market)||Yes||Common Stock||US||USD||Feb 2018|
|CYX||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Feb 2018|
|0LEC||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Feb 2018|
|CDLX *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Feb 2018|
Cardlytics, Inc. operates an advertising platform within financial institutions digital channels, which include online, mobile, email, and various real-time notifications in the United States and the United Kingdom. It operates in two segments, Cardlytics Direct and Other Platform Solutions. The company’s platform is the Cardlytics Direct solution, a native bank advertising channel that enables marketers to reach consumers through their trusted and frequently visited online and mobile banking channels. It also provides solutions that enable marketers and marketing service providers to leverage the power of purchase intelligence outside the banking channel. The company was founded in 2008 and is headquartered in Atlanta, Georgia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/07/07 21:30|
|End of Day Share Price||2020/07/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.