White Mountains Insurance Group, Ltd.

DB:WNI Stock Report

Market Cap: €4.8b

White Mountains Insurance Group Past Earnings Performance

Past criteria checks 4/6

White Mountains Insurance Group has been growing earnings at an average annual rate of 4.7%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been growing at an average rate of 28.6% per year. White Mountains Insurance Group's return on equity is 14.7%, and it has net margins of 23.4%.

Key information

4.7%

Earnings growth rate

10.8%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate28.6%
Return on equity14.7%
Net Margin23.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How White Mountains Insurance Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:WNI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,7336395330
30 Jun 242,2994855110
31 Mar 242,2825584960
31 Dec 232,1675024730
30 Sep 231,8682484690
30 Jun 231,7312204720
31 Mar 231,429274810
31 Dec 221,158-1204630
30 Sep 22981-1184260
30 Jun 22506-4853910
31 Mar 22771-1763570
31 Dec 21614-2683610
30 Sep 218741853870
30 Jun 211,4267884170
31 Mar 211,3437674130
31 Dec 208967112190
30 Sep 208352783590
30 Jun 20531953330
31 Mar 20401-13270
31 Dec 198934083210
30 Sep 197242122810
30 Jun 197672222630
31 Mar 197612062410
31 Dec 18369-1222060
30 Sep 18477312010
30 Jun 18366-101790
31 Mar 18327-31740
31 Dec 17374421950
30 Sep 17254-21940
30 Jun 17224-321210
31 Mar 17188-951410
31 Dec 16161-1271680
30 Sep 167681642920
30 Jun 161,007933230
31 Mar 161,3221513150
31 Dec 154491571870
30 Sep 151,422-623210
30 Jun 151,451-102870
31 Mar 151,237-332780
31 Dec 141,416492170
30 Sep 141,6831792240
30 Jun 141,9152492030
31 Mar 142,2722891880

Quality Earnings: WNI has a large one-off loss of $193.9M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: WNI's current net profit margins (23.4%) are higher than last year (13.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: WNI's earnings have grown by 4.7% per year over the past 5 years.

Accelerating Growth: WNI's earnings growth over the past year (157.4%) exceeds its 5-year average (4.7% per year).

Earnings vs Industry: WNI earnings growth over the past year (157.4%) exceeded the Insurance industry 17.8%.

Return on Equity

High ROE: WNI's Return on Equity (14.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 19:37
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

White Mountains Insurance Group, Ltd. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert GlasspiegelJanney Montgomery Scott LLC
Daniel SchlemmerMacquarie Research
Jim RyanMorningstar Inc.