Kemper Corporation

DB:UI2 Stock Report

Market Cap: €4.1b

Kemper Past Earnings Performance

Past criteria checks 2/6

Kemper's earnings have been declining at an average annual rate of -48.6%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been declining at an average rate of 0.4% per year. Kemper's return on equity is 9.7%, and it has net margins of 5.9%.

Key information

-48.6%

Earnings growth rate

-48.2%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate-0.4%
Return on equity9.7%
Net Margin5.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Kemper makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:UI2 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,6392729950
30 Jun 244,660529990
31 Mar 244,793-1211,0210
31 Dec 234,945-2721,0500
30 Sep 235,132-3771,0820
30 Jun 235,294-3051,1210
31 Mar 235,449-2801,1620
31 Dec 225,524-2871,1980
30 Sep 225,627-3391,2190
30 Jun 225,722-3391,2310
31 Mar 225,812-3301,2370
31 Dec 215,719-1241,2260
30 Sep 215,708831,2540
30 Jun 215,6062801,2180
31 Mar 215,3314691,1750
31 Dec 205,2064101,1110
30 Sep 205,0044379900
30 Jun 204,8874439690
31 Mar 204,9014399600
31 Dec 195,0395291,0160
30 Sep 194,8184109530
30 Jun 194,7423739930
31 Mar 194,2362899010
31 Dec 183,6831878270
30 Sep 183,2922187880
30 Jun 182,8231746490
31 Mar 182,7651736430
31 Dec 172,7231195920
30 Sep 172,6691126360
30 Jun 172,619476420
31 Mar 172,562156460
31 Dec 162,522136470
30 Sep 162,496-156610
30 Jun 162,471416600
31 Mar 162,453646540
31 Dec 152,341806450
30 Sep 152,2841426250
30 Jun 152,2081096220
31 Mar 152,141916210
31 Dec 142,1971126280
30 Sep 142,2231046350
30 Jun 142,3191676460
31 Mar 142,3651906480

Quality Earnings: UI2 has high quality earnings.

Growing Profit Margin: UI2 became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UI2's earnings have declined by 48.6% per year over the past 5 years.

Accelerating Growth: UI2 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: UI2 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (17.8%).

Return on Equity

High ROE: UI2's Return on Equity (9.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/05 07:27
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Kemper Corporation is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew KligermanCredit Suisse
Robert GlasspiegelJanney Montgomery Scott LLC
Matthew CarlettiJMP Securities