Selective Insurance Group, Inc.

DB:SV2 Stock Report

Market Cap: €5.4b

Selective Insurance Group Past Earnings Performance

Past criteria checks 2/6

Selective Insurance Group has been growing earnings at an average annual rate of 1.7%, while the Insurance industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 11% per year. Selective Insurance Group's return on equity is 7.5%, and it has net margins of 4.8%.

Key information

1.7%

Earnings growth rate

1.3%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate11.0%
Return on equity7.5%
Net Margin4.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Selective Insurance Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:SV2 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,716227420
30 Jun 244,553224430
31 Mar 244,397346430
31 Dec 234,232356400
30 Sep 234,074318440
30 Jun 233,888271430
31 Mar 233,712252420
31 Dec 223,558216410
30 Sep 223,476228390
30 Jun 223,446259380
31 Mar 223,421342390
31 Dec 213,379394280
30 Sep 213,308425410
30 Jun 213,219423410
31 Mar 213,061338380
31 Dec 202,922246250
30 Sep 202,853201330
30 Jun 202,787187350
31 Mar 202,812226350
31 Dec 192,846272310
30 Sep 192,761236320
30 Jun 192,715235330
31 Mar 192,658221300
31 Dec 182,586179250
30 Sep 182,577163320
30 Jun 182,534155300
31 Mar 182,496137360
31 Dec 172,470169360
30 Sep 172,419178530
30 Jun 172,379170480
31 Mar 172,333172470
31 Dec 162,284158350
30 Sep 162,247165-70
30 Jun 162,20617370
31 Mar 162,15916300
31 Dec 152,132166280
30 Sep 152,082162160
30 Jun 152,05716800
31 Mar 152,04216400
31 Dec 142,02714200
30 Sep 142,01912600
30 Jun 141,99110500
31 Mar 141,95310300
31 Dec 131,90410700

Quality Earnings: SV2 has high quality earnings.

Growing Profit Margin: SV2's current net profit margins (4.8%) are lower than last year (7.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SV2's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: SV2's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SV2 had negative earnings growth (-28.5%) over the past year, making it difficult to compare to the Insurance industry average (17.8%).

Return on Equity

High ROE: SV2's Return on Equity (7.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:33
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Selective Insurance Group, Inc. is covered by 22 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael ZaremskiBMO Capital Markets Equity Research
Robert FarnamBoenning & Scattergood, Inc.
Grace CarterBofA Global Research