UnipolSai Assicurazioni S.p.A.

DB:SOAN Stock Report

Market Cap: €7.2b

UnipolSai Assicurazioni Past Earnings Performance

Past criteria checks 3/6

UnipolSai Assicurazioni's earnings have been declining at an average annual rate of -3.7%, while the Insurance industry saw earnings growing at 4.2% annually. Revenues have been declining at an average rate of 2.2% per year. UnipolSai Assicurazioni's return on equity is 10.5%, and it has net margins of 5.3%.

Key information

-3.7%

Earnings growth rate

159.8%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate-2.2%
Return on equity10.5%
Net Margin5.3%
Next Earnings Update08 Aug 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How UnipolSai Assicurazioni makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:SOAN Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2313,2717004460
30 Sep 2313,2829073810
30 Jun 2315,3438067960
31 Mar 2314,5556897710
31 Dec 2213,7665727470
30 Sep 2211,7203275250
30 Jun 2211,8563104800
31 Mar 2213,1454875540
31 Dec 2114,4346646290
30 Sep 2114,3107266190
30 Jun 2114,1857896090
31 Mar 2113,9748045930
31 Dec 2013,7638205770
30 Sep 2014,1388145920
30 Jun 2014,5148096060
31 Mar 2015,2267186230
31 Dec 1915,9396286410
30 Sep 1915,5136406140
30 Jun 1915,0886525860
31 Mar 1914,3277785590
31 Dec 1813,5659055310
30 Sep 1813,3318815200
30 Jun 1813,0968575100
31 Mar 1813,0246815040
31 Dec 1712,9525044980
30 Sep 1713,2624735070
30 Jun 1713,3334935000
31 Mar 1713,3714934990
31 Dec 1613,8004974960
30 Sep 1614,0305414700
30 Jun 1614,1735434960
31 Mar 1614,6685454960
31 Dec 1515,9427114990
30 Sep 1516,3866645380
30 Jun 1517,2957495220
31 Mar 1518,9697735520
31 Dec 1419,0576455660
30 Sep 1417,9384905200
30 Jun 1416,0343804970
31 Mar 1413,5972744490
31 Dec 1311,6591904120
30 Sep 1311,742-4824370

Quality Earnings: SOAN has a large one-off loss of €508.0M impacting its last 12 months of financial results to 31st December, 2023.

Growing Profit Margin: SOAN's current net profit margins (5.3%) are higher than last year (4.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SOAN's earnings have declined by 3.7% per year over the past 5 years.

Accelerating Growth: SOAN's earnings growth over the past year (22.4%) exceeds its 5-year average (-3.7% per year).

Earnings vs Industry: SOAN earnings growth over the past year (22.4%) exceeded the Insurance industry 7.3%.

Return on Equity

High ROE: SOAN's Return on Equity (10.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/07/03 12:40
End of Day Share Price 2024/07/03 00:00
Earnings2023/12/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UnipolSai Assicurazioni S.p.A. is covered by 18 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null Equity TeamActinvest Group Ltd.
Fabrizio SpagnaAxia Financial Research
Enrico EspostiBanca Akros S.p.A. (ESN)