Safety Insurance Group, Inc.

DB:SFN Stock Report

Market Cap: €1.2b

Safety Insurance Group Past Earnings Performance

Past criteria checks 4/6

Safety Insurance Group's earnings have been declining at an average annual rate of -20.8%, while the Insurance industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 3.1% per year. Safety Insurance Group's return on equity is 8.8%, and it has net margins of 6.8%.

Key information

-20.8%

Earnings growth rate

-20.1%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate3.1%
Return on equity8.8%
Net Margin6.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Safety Insurance Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:SFN Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,0927500
30 Jun 241,0265100
31 Mar 249855100
31 Dec 239311900
30 Sep 2389931-10
30 Jun 2386235-10
31 Mar 2381626-10
31 Dec 227984600
30 Sep 227975500
30 Jun 228197300
31 Mar 2285810320
31 Dec 2188513100
30 Sep 2189415250
30 Jun 2190217230
31 Mar 2188717700
31 Dec 2084613900
30 Sep 2083511300
30 Jun 208288400
31 Mar 208366700
31 Dec 198789900
30 Sep 198578900
30 Jun 1985710300
31 Mar 1984910300
31 Dec 188368300
30 Sep 188477600
30 Jun 188446500
31 Mar 188445900
31 Dec 178396200
30 Sep 1783363-30
30 Jun 1783063-20
31 Mar 1782564-10
31 Dec 168206400
30 Sep 168146330
30 Jun 168055620
31 Mar 168003410
31 Dec 15798-1400
30 Sep 15796-1400
30 Jun 15790-1100
31 Mar 157861200
31 Dec 147795900
30 Sep 147726000
30 Jun 147646300
31 Mar 147555900
31 Dec 137456100

Quality Earnings: SFN has high quality earnings.

Growing Profit Margin: SFN's current net profit margins (6.8%) are higher than last year (3.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SFN's earnings have declined by 20.8% per year over the past 5 years.

Accelerating Growth: SFN's earnings growth over the past year (139.6%) exceeds its 5-year average (-20.8% per year).

Earnings vs Industry: SFN earnings growth over the past year (139.6%) exceeded the Insurance industry 17.8%.

Return on Equity

High ROE: SFN's Return on Equity (8.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 23:49
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Safety Insurance Group, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kenneth BillingsleyCompass Point Research & Trading, LLC
Charles GatesCredit Suisse
Vincent DeAugustinoKeefe, Bruyette, & Woods