SCOR SE provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific.
Good value with moderate growth potential.
Share Price & News
How has SCOR's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SDRC has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: SDRC underperformed the German Insurance industry which returned -6.4% over the past year.
Return vs Market: SDRC underperformed the German Market which returned 8.8% over the past year.
Price Volatility Vs. Market
How volatile is SCOR's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is SCOR undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SDRC (€22.52) is trading below our estimate of fair value (€37.94)
Significantly Below Fair Value: SDRC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SDRC is poor value based on its PE Ratio (25.6x) compared to the DE Insurance industry average (11.1x).
PE vs Market: SDRC is poor value based on its PE Ratio (25.6x) compared to the German market (21.6x).
Price to Earnings Growth Ratio
PEG Ratio: SDRC is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: SDRC is good value based on its PB Ratio (0.7x) compared to the DE Insurance industry average (1x).
How is SCOR forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SDRC's forecast earnings growth (35.5% per year) is above the savings rate (0.2%).
Earnings vs Market: SDRC's earnings (35.5% per year) are forecast to grow faster than the German market (24.6% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: SDRC's revenue (4.2% per year) is forecast to grow slower than the German market (5.9% per year).
High Growth Revenue: SDRC's revenue (4.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SDRC's Return on Equity is forecast to be low in 3 years time (9.6%).
How has SCOR performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SDRC has high quality earnings.
Growing Profit Margin: SDRC's current net profit margins (1%) are lower than last year (2.1%).
Past Earnings Growth Analysis
Earnings Trend: SDRC's earnings have declined by 16% per year over the past 5 years.
Accelerating Growth: SDRC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SDRC had negative earnings growth (-53.2%) over the past year, making it difficult to compare to the Insurance industry average (-12.4%).
Return on Equity
High ROE: SDRC's Return on Equity (2.5%) is considered low.
How is SCOR's financial position?
Financial Position Analysis
Short Term Liabilities: SDRC's short term assets (€21.4B) exceed its short term liabilities (€1.3B).
Long Term Liabilities: SDRC's short term assets (€21.4B) do not cover its long term liabilities (€39.0B).
Debt to Equity History and Analysis
Debt Level: SDRC's debt to equity ratio (46.1%) is considered high.
Reducing Debt: SDRC's debt to equity ratio has increased from 44.1% to 46.1% over the past 5 years.
Debt Coverage: SDRC's debt is well covered by operating cash flow (39%).
Interest Coverage: SDRC's interest payments on its debt are well covered by EBIT (3.3x coverage).
What is SCOR current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate SDRC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate SDRC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if SDRC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if SDRC's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: SDRC is not paying a notable dividend for the German market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of SDRC's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Denis Kessler (68 yo)
Mr. Denis Jean-Marie Kessler serves as Chairman and Chief Executive Officer at SCOR Holding (Switzerland) AG and SCOR SE since November 4, 2002. Mr. Kessler serves as the Chairman at SCOR Reinsurance Compa ...
CEO Compensation Analysis
Compensation vs Market: Denis's total compensation ($USD7.89M) is above average for companies of similar size in the German market ($USD3.53M).
Compensation vs Earnings: Denis's compensation has been consistent with company performance over the past year.
|Chairman & CEO||17.75yrs||€6.70m||0.83% |
|Group Chief Financial Officer||7.25yrs||no data||no data|
|Group Chief Operating Officer||4.5yrs||no data||no data|
|Group Chief Risk Officer||13.58yrs||no data||no data|
|Chief Executive Officer of SCOR Global Investments & SCOR Investment Partners||11.83yrs||no data||no data|
|Chief Executive Officer of SCOR Global Life||6.58yrs||no data||no data|
|Chief Executive Officer of SCOR Global P&C||1.33yrs||no data||no data|
|Head of the Group Investment Office||no data||no data||no data|
|Chief Information Officer||no data||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|Group Chief Compliance Officer||5.17yrs||no data||no data|
|Head of Group Communications||1yr||no data||no data|
Experienced Management: SDRC's management team is seasoned and experienced (6.6 years average tenure).
|Chairman & CEO||17.75yrs||€6.70m||0.83% |
|Independent Director||7.33yrs||€156.00k||0.0012% |
|Independent Director||4.33yrs||€165.00k||0.00062% |
|Independent Director||1.33yrs||€49.00k||0.00014% |
|Lead Independent Director||3.58yrs||€140.00k||0.00079% |
|Independent Director||3.33yrs||€58.00k||no data|
|Independent Director||5.33yrs||€74.00k||0.00060% |
|Independent Director||7.33yrs||€125.00k||0.0020% |
|Independent Director||5.33yrs||€138.00k||0.00079% |
|Independent Director||2.33yrs||€99.00k||0.00027% |
|Employee Representative Director||1.33yrs||€33.00k||0.000040% |
Experienced Board: SDRC's board of directors are considered experienced (4.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
SCOR SE's company bio, employee growth, exchange listings and data sources
- Name: SCOR SE
- Ticker: SDRC
- Exchange: DB
- Founded: 1970
- Industry: Reinsurance
- Sector: Insurance
- Market Cap: €4.147b
- Shares outstanding: 186.28m
- Website: https://www.scor.com
Number of Employees
- SCOR SE
- 5, Avenue Kléber
- Cedex 16
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|SCR||ENXTPA (Euronext Paris)||Yes||Common Stock||FR||EUR||Feb 1994|
|SDRC||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Feb 1994|
|SCR||SWX (SIX Swiss Exchange)||Yes||Common Stock||CH||CHF||Feb 1994|
|0IT3||LSE (London Stock Exchange)||Yes||Common Stock||GB||EUR||Feb 1994|
|SZCR.F||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Feb 1994|
|SCRP||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Stock||GB||EUR||Feb 1994|
|SCRZ||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Stock||GB||CHF||Feb 1994|
|SDRC||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Feb 1994|
|SCRY.Y||OTCPK (Pink Sheets LLC)||SPONSORED ADR||US||USD||Oct 1996|
SCOR SE provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates through two segments, SCOR Global P&C and SCOR Global ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/11 21:30|
|End of Day Share Price||2020/08/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.