American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States.
Established dividend payer and fair value.
Share Price & News
How has American Financial Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: QFI's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: QFI underperformed the German Insurance industry which returned -4.3% over the past year.
Return vs Market: QFI underperformed the German Market which returned 8% over the past year.
Price Volatility Vs. Market
How volatile is American Financial Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is American Financial Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: QFI (€52) is trading below our estimate of fair value (€120.22)
Significantly Below Fair Value: QFI is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: QFI is poor value based on its PE Ratio (24.1x) compared to the DE Insurance industry average (10.2x).
PE vs Market: QFI is poor value based on its PE Ratio (24.1x) compared to the German market (21.1x).
Price to Earnings Growth Ratio
PEG Ratio: QFI is good value based on its PEG Ratio (0.3x)
Price to Book Ratio
PB vs Industry: QFI is overvalued based on its PB Ratio (1.1x) compared to the DE Insurance industry average (1x).
How is American Financial Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: QFI's forecast earnings growth (92.2% per year) is above the savings rate (0.2%).
Earnings vs Market: QFI's earnings (92.2% per year) are forecast to grow faster than the German market (23.3% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: QFI's revenue is expected to decline over the next 3 years (-21.3% per year).
High Growth Revenue: QFI's revenue is forecast to decline over the next 3 years (-21.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if QFI's Return on Equity is forecast to be high in 3 years time
How has American Financial Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: QFI has a large one-off loss of $110.0M impacting its June 30 2020 financial results.
Growing Profit Margin: QFI's current net profit margins (3.2%) are lower than last year (9.6%).
Past Earnings Growth Analysis
Earnings Trend: QFI's earnings have grown by 5.9% per year over the past 5 years.
Accelerating Growth: QFI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: QFI had negative earnings growth (-67.2%) over the past year, making it difficult to compare to the Insurance industry average (10%).
Return on Equity
High ROE: QFI's Return on Equity (3.9%) is considered low.
How is American Financial Group's financial position?
Financial Position Analysis
Short Term Liabilities: QFI's short term assets ($8.7B) exceed its short term liabilities ($7.0B).
Long Term Liabilities: QFI's short term assets ($8.7B) do not cover its long term liabilities ($55.6B).
Debt to Equity History and Analysis
Debt Level: QFI's debt to equity ratio (54%) is considered high.
Reducing Debt: QFI's debt to equity ratio has increased from 35.3% to 54% over the past 5 years.
Debt Coverage: QFI's debt is well covered by operating cash flow (93.1%).
Interest Coverage: QFI's interest payments on its debt are well covered by EBIT (6x coverage).
What is American Financial Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: QFI's dividend (5.25%) is higher than the bottom 25% of dividend payers in the German market (1.24%).
High Dividend: QFI's dividend (5.25%) is in the top 25% of dividend payers in the German market (3.81%)
Stability and Growth of Payments
Stable Dividend: QFI's dividends per share have been stable in the past 10 years.
Growing Dividend: QFI's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (66.9%), QFI's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Stephen Lindner (65 yo)
Mr. Stephen Craig Lindner has been Co-Chief Executive Officer, Co-President and Director of American Financial Group, Inc. since January 2005, 1996 and 1985 respectively. Mr. Lindner also serves as the Co ...
CEO Compensation Analysis
Compensation vs Market: Stephen's total compensation ($USD10.46M) is above average for companies of similar size in the German market ($USD3.68M).
Compensation vs Earnings: Stephen's compensation has been consistent with company performance over the past year.
|Senior VP & Chief Administrative Officer||8.42yrs||US$1.08m||0.041% |
|Senior VP & General Counsel||8.42yrs||US$2.00m||0.11% |
|Executive Consultant & Director||35.58yrs||US$614.16k||0.14% |
|VP, Interim Principal Financial Officer||0.17yr||no data||0.013% |
|Chief Information Security Officer & Divisional VP||4.67yrs||no data||no data|
|Vice President of Investor Relations||11.08yrs||no data||no data|
|VP, Assistant General Counsel & Secretary||no data||no data||no data|
|VP & Treasurer||15.25yrs||no data||no data|
|President of Ocean Marine Division of Property and Casualty Group||4.33yrs||no data||no data|
|VP, Assistant General Counsel & Assistant Secretary||no data||no data||no data|
Experienced Management: QFI's management team is seasoned and experienced (8.4 years average tenure).
|Executive Consultant & Director||35.58yrs||US$614.16k||0.14% |
|Independent Director||12yrs||US$269.93k||0.015% |
|Independent Director||17.17yrs||US$288.93k||0.0056% |
|Independent Director||18.58yrs||US$283.93k||0.010% |
|Lead Independent Director||1.5yrs||US$314.77k||0.12% |
|Independent Director||15.25yrs||US$278.93k||0.051% |
|Independent Director||7.5yrs||US$271.93k||0.013% |
|Independent Director||1.5yrs||US$251.60k||0.0043% |
Experienced Board: QFI's board of directors are seasoned and experienced ( 15.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: QFI insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
American Financial Group, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: American Financial Group, Inc.
- Ticker: QFI
- Exchange: DB
- Founded: 1872
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: US$5.614b
- Listing Market Cap: US$4.770b
- Shares outstanding: 89.84m
- Website: https://www.afginc.com
Number of Employees
- American Financial Group, Inc.
- 301 East Fourth Street
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|AFG||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Nov 1978|
|QFI||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Nov 1978|
|AFGD||NYSE (New York Stock Exchange)||5.625% SB DEB 60||US||USD||Jun 2020|
American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. The company operates through three segments: Property and Casualty Insu ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/06 22:04|
|End of Day Share Price||2020/08/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.