PT Panin Financial Tbk provides business consulting, management, and administration services to the general public in Indonesia. More Details
No risks detected for OHH from our risk checks.
Flawless balance sheet and undervalued.
Share Price & News
How has Panin Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: OHH has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: OHH underperformed the German Insurance industry which returned -23.1% over the past year.
Return vs Market: OHH underperformed the German Market which returned 0.2% over the past year.
Price Volatility Vs. Market
How volatile is Panin Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Panin Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: OHH (€0.01) is trading below our estimate of fair value (€0.02)
Significantly Below Fair Value: OHH is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: OHH is good value based on its PE Ratio (3.4x) compared to the DE Insurance industry average (10.1x).
PE vs Market: OHH is good value based on its PE Ratio (3.4x) compared to the German market (22.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate OHH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: OHH is good value based on its PB Ratio (0.3x) compared to the DE Insurance industry average (0.9x).
How is Panin Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Panin Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Panin Financial is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Panin Financial competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Insurance industry.
How has Panin Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OHH has high quality earnings.
Growing Profit Margin: OHH's current net profit margins (56.3%) are higher than last year (38.6%).
Past Earnings Growth Analysis
Earnings Trend: OHH's earnings have grown by 14.1% per year over the past 5 years.
Accelerating Growth: OHH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OHH had negative earnings growth (-8.6%) over the past year, making it difficult to compare to the Insurance industry average (-12.4%).
Return on Equity
High ROE: OHH's Return on Equity (7.7%) is considered low.
How is Panin Financial's financial position?
Financial Position Analysis
Short Term Liabilities: OHH's short term assets (IDR8,258.8B) exceed its short term liabilities (IDR2,972.5B).
Long Term Liabilities: OHH's short term assets (IDR8,258.8B) exceed its long term liabilities (IDR1,013.0B).
Debt to Equity History and Analysis
Debt Level: OHH is debt free.
Reducing Debt: OHH has not had any debt for past 5 years.
Debt Coverage: OHH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: OHH has no debt, therefore coverage of interest payments is not a concern.
What is Panin Financial current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate OHH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate OHH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if OHH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if OHH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of OHH's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Lianna Limanto (64 yo)
Ms. Lianna Loren Limanto has been the President Director at PT Panin Financial Tbk (formerly, Panin Life PT Tbk) since 2015 and serves as an Independent Director. Ms. Limanto is handling the management of ...
|Independent President Director||5.75yrs||no data||no data|
|Corporate Secretary & Director||10.75yrs||no data||no data|
|Vice President Commissioner||17.75yrs||no data||no data|
|President Commissioner||18.75yrs||no data||no data|
|Independent Commissioner||3.75yrs||no data||no data|
|Vice-President Director||10.75yrs||no data||no data|
Experienced Board: OHH's board of directors are seasoned and experienced ( 10.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PT Panin Financial Tbk's company bio, employee growth, exchange listings and data sources
- Name: PT Panin Financial Tbk
- Ticker: OHH
- Exchange: DB
- Founded: 1974
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: Rp6.180t
- Listing Market Cap: Rp355.466m
- Shares outstanding: 32.02b
- Website: https://www.paninfinancial.co.id
Number of Employees
- PT Panin Financial Tbk
- Panin Life Center
- 7th Floor
- Jakarta Raya
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PNLF||IDX (Indonesia Stock Exchange)||Yes||Ordinary Shares||ID||IDR||Jan 1992|
|OHH||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Jan 1992|
PT Panin Financial Tbk provides business consulting, management, and administration services to the general public in Indonesia. The company also offers information technology and management information sy ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/25 20:50|
|End of Day Share Price||2020/10/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.