N2S Stock Overview
Provides various financial services in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Mandatum Oyj Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €4.35 |
| 52 Week High | €4.64 |
| 52 Week Low | €3.79 |
| Beta | 0 |
| 1 Month Change | 2.60% |
| 3 Month Change | 2.04% |
| 1 Year Change | 8.25% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 24.79% |
Recent News & Updates
Recent updates
Shareholder Returns
| N2S | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 1.2% | -2.5% | -0.7% |
| 1Y | 8.3% | 21.5% | 10.1% |
Return vs Industry: N2S underperformed the German Insurance industry which returned 20.8% over the past year.
Return vs Market: N2S matched the German Market which returned 9% over the past year.
Price Volatility
| N2S volatility | |
|---|---|
| N2S Average Weekly Movement | 3.4% |
| Insurance Industry Average Movement | 3.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.6% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: N2S has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: N2S's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1874 | 695 | Petri Niemisvirta | www.mandatum.fi |
Mandatum Oyj provides various financial services in Finland. It offers asset and wealth management, savings and investment, compensation, and rewards services, as well as pension plans and personal risk insurance solutions. The company serves corporate, retail, institutional, and wealth management clients.
Mandatum Oyj Fundamentals Summary
| N2S fundamental statistics | |
|---|---|
| Market cap | €2.25b |
| Earnings (TTM) | €161.30m |
| Revenue (TTM) | €552.90m |
13.9x
P/E Ratio4.1x
P/S RatioIs N2S overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| N2S income statement (TTM) | |
|---|---|
| Revenue | €552.90m |
| Cost of Revenue | €292.10m |
| Gross Profit | €260.80m |
| Other Expenses | €99.50m |
| Earnings | €161.30m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 13, 2025
| Earnings per share (EPS) | 0.32 |
| Gross Margin | 47.17% |
| Net Profit Margin | 29.17% |
| Debt/Equity Ratio | 35.0% |
How did N2S perform over the long term?
See historical performance and comparisonDividends
7.4%
Current Dividend Yield106%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/15 12:42 |
| End of Day Share Price | 2025/01/14 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Mandatum Oyj is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hans Rettedal Christiansen | Danske Bank |
| Charles Mayne | Goldman Sachs |
| Sauli Vilen | Inderes Oy |