MANTA Share Price Performance
€5.49
-0.04 (-0.71%)
4.3% undervalued intrinsic discount
€5.73
Fair Value
Price €5.49
AnalystConsensusTarget €5.73
AnalystLowTarget €5.00
AnalystHighTarget €7.00
Fair Value€5.73
Share Pricen/a
Narrative Update • Jun 02
Mandatum Oyj Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 31 Fair Values set on narratives written by author
MANTA Community Narratives
AN
Fair Value
·Fair Value €5.73 4.3% undervalued intrinsic discount
International Expansion Will Pressure Fee Margins But Improve Efficiency
0users have liked this narrative
0users have commented on this narrative
15users have followed this narrative
AN
Fair Value
·Fair Value €5 9.7% overvalued intrinsic discount
European Regulation And Demographic Aging Will Crush Margins
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value
·Fair Value €7 21.6% undervalued intrinsic discount
Digital Adoption And Aging Demographics Will Expand Wealth Opportunities
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
International Expansion Will Pressure Fee Margins But Improve Efficiency
Mandatum is pushing beyond Finland to win more big clients across Europe, but that expansion may bring thinner fees and higher compliance costs than many expect. See why the same growth story could still lead to choppier profits if markets turn, demographics shift, or new digital rivals squeeze pricing.Read more
AN
€5.73
4.3% undervalued intrinsic discount
Fair Value
Revenue
-0.82% p.a.
Profit Margin
39.53%
Future PE
21.32x
Price in 2029
€6.81
European Regulation And Demographic Aging Will Crush Margins
Key Takeaways Dependence on lower-margin client segments and legacy products is constraining profitability and exposing Mandatum to long-term solvency and earnings risks. Rising regulatory costs, yield pressures, and intense fintech competition threaten margin stability and client retention, especially among younger demographics.Read more
AN
€5
9.7% overvalued intrinsic discount
Fair Value
Revenue
-12.63% p.a.
Profit Margin
43.32%
Future PE
19.38x
Price in 2029
€5.92
Digital Adoption And Aging Demographics Will Expand Wealth Opportunities
Key Takeaways Rising demand for retirement and wealth products, combined with digital innovation and efficiency gains, positions Mandatum for sustained revenue growth and improved profitability. Early-stage international expansion and strong capital generation create significant potential for higher shareholder returns and a larger addressable market.Read more
AN
€7
21.6% undervalued intrinsic discount
Fair Value
Revenue
-6.42% p.a.
Profit Margin
40.08%
Future PE
24.98x
Price in 2028
€8.21
Trending Discussion
Recently Updated Narratives
AN
MANTA: Dividend Payout And Margin Pressure Will Shape Fairly Balanced Outlook
Fair Value: €5.73 4.3% undervalued intrinsic discount
15 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
MANTA: Dividend Hike And Share Offering Will Mask Weakening Revenue Outlook
Fair Value: €5 9.7% overvalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Digital Adoption And Aging Demographics Will Expand Wealth Opportunities
Fair Value: €7 21.6% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Mandatum Oyj Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Aug 13, 2026
- 0.19
- 42.01%
- 22.29%
- 27.6%
About MANTA
- Founded
- 1874
- Employees
- 634
- CEO
- WebsiteView website
Mandatum Oyj provides various financial services in Finland. The company offers asset and wealth management, savings and investment, compensation, and rewards consultation, as well as pension plans and personal risk insurance solutions. It also operates online trading platform. The company serves corporate, retail, institutional, and wealth management clients. Mandatum Oyj was founded in 1874 and is headquartered in Helsinki, Finland.