LGI0 Stock Overview

Provides various insurance products and services in the United Kingdom, the United States, and internationally. More details

LGI0 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	1/6
Financial Health	1/6
Dividends	4/6

Rewards

Trading at 57% below our estimate of its fair value

Earnings are forecast to grow 29.25% per year

Risk Analysis

Dividend of 8.82% is not well covered by earnings or free cash flows

Interest payments are not well covered by earnings

Profit margins (1.4%) are lower than last year (3.6%)

Community vs My Fair Value

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Legal & General Group Plc Competitors

Wüstenrot & Württembergische

XTRA:WUW

€1.2b

Talanx

XTRA:TLX

€24.5b

Hannover Rück

XTRA:HNR1

€33.0b

Münchener Rückversicherungs-Gesellschaft in München

XTRA:MUV2

€75.9b

Price History & Performance

Summary of share price highs, lows and changes for Legal & General Group
Historical stock prices
Current Share Price	UK£14.20
52 Week High	UK£14.90
52 Week Low	UK£12.20
Beta	1.26
1 Month Change	-1.39%
3 Month Change	2.90%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0.71%

Recent updates

Shareholder Returns

	LGI0	DE Insurance	DE Market
7D	-2.7%	2.8%	-0.5%
1Y	n/a	28.3%	15.5%

Return vs Industry: Insufficient data to determine how LGI0 performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how LGI0 performed against the German Market.

Price Volatility

Is LGI0's price volatile compared to industry and market?
LGI0 volatility
LGI0 Average Weekly Movement	2.7%
Insurance Industry Average Movement	3.3%
Market Average Movement	5.3%
10% most volatile stocks in DE Market	12.0%
10% least volatile stocks in DE Market	2.8%

Stable Share Price: LGI0 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: LGI0's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1836	11,956	Antonio Pedro Dos Simoes	group.legalandgeneral.com

Legal & General Group Plc provides various insurance products and services in the United Kingdom, the United States, and internationally. It operates in Legal & General Retirement Institutional (LGRI), Legal & General Investment Management (LGIM), Legal & General Capital (LGC), and Retail segments. The LGRI segment offers annuity contracts with guaranteed income for a specified time; and longevity insurance products.

Legal & General Group Plc Fundamentals Summary

How do Legal & General Group's earnings and revenue compare to its market cap?
LGI0 fundamental statistics
Market cap	€16.79b
Earnings (TTM)	€202.07m
Revenue (TTM)	€14.28b

83.1x

P/E Ratio

1.2x

P/S Ratio

Is LGI0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LGI0 income statement (TTM)
Revenue	UK£12.01b
Cost of Revenue	UK£9.43b
Gross Profit	UK£2.59b
Other Expenses	UK£2.42b
Earnings	UK£170.00m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Aug 06, 2025

Earnings per share (EPS)	0.029
Gross Margin	21.54%
Net Profit Margin	1.42%
Debt/Equity Ratio	849.2%

How did LGI0 perform over the long term?

See historical performance and comparison

Dividends

8.8%

Current Dividend Yield

740%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/03/16 08:08
End of Day Share Price	2025/03/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Legal & General Group Plc is covered by 37 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Pierre-Yves Gauthier	AlphaValue
Andrew Broadfield	Barclays
Larissa Van Deventer	Barclays