Just Group plc

DB:JR0 Stock Report

Market Cap: €2.6b

Just Group Past Earnings Performance

Past criteria checks 0/6

Just Group has been growing earnings at an average annual rate of 22.8%, while the Insurance industry saw earnings growing at 19.3% annually. Revenues have been declining at an average rate of 12.7% per year.

Key information

22.83%

Earnings growth rate

22.81%

EPS growth rate

Insurance Industry Growth5.90%
Revenue growth rate-12.69%
Return on equity-8.92%
Net Margin-5.13%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Just Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:JR0 Revenue, expenses and earnings (GBP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 252,162-11100
30 Sep 252,222-2300
30 Jun 252,2816500
31 Mar 252,2046700
31 Dec 242,1276800
30 Sep 242,0427900
30 Jun 241,9568900
31 Mar 241,90210300
31 Dec 231,84711700
30 Sep 231,896300
30 Jun 231,946-11200
31 Mar 231,712-24300
31 Dec 221,478-37500
30 Sep 222,099-28230
30 Jun 222,720-18950
31 Mar 222,629-13650
31 Dec 212,538-8250
30 Sep 212,809-11560
30 Jun 213,080-14870
31 Mar 213,863970
31 Dec 204,64516670
30 Sep 204,12329260
30 Jun 203,60141950
31 Mar 203,71335250
31 Dec 193,82528650
30 Sep 193,63613780
30 Jun 193,447-12110
31 Mar 193,155-38110
31 Dec 182,863-64110
30 Sep 183,03340130
30 Jun 183,203145150
31 Mar 183,087150150
31 Dec 172,971155150
30 Jun 172,49337130
31 Mar 172,56068130
31 Dec 162,62798130
30 Jun 162,37621100
31 Mar 162,46310810
31 Dec 152,549520
30 Sep 152,558-1020
30 Jun 152,567-2550

Quality Earnings: JR0 is currently unprofitable.

Growing Profit Margin: JR0 is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: JR0 is unprofitable, but has reduced losses over the past 5 years at a rate of 22.8% per year.

Accelerating Growth: Unable to compare JR0's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: JR0 is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (10.9%).


Return on Equity

High ROE: JR0 has a negative Return on Equity (-8.92%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/01 17:21
End of Day Share Price 2026/03/30 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Just Group plc is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael HuttnerBerenberg
Benjamin CohenCanaccord Genuity
Farooq HanifJ.P. Morgan