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Hiscox LtdDB:H2X3 Stock Report

Market Cap €5.0b
Share Price
€15.00
My Fair Value
€16.62
9.7% undervalued intrinsic discount
1Y8.7%
7D2.7%
Portfolio Value
View

Hiscox Ltd

DB:H2X3 Stock Report

Market Cap: €5.0b

Hiscox (H2X3) Stock Overview

Through its subsidiaries, provides insurance and reinsurance services worldwide. More details

H2X3 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health4/6
Dividends2/6

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Hiscox Ltd Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hiscox
Historical stock prices
Current Share PriceUK£15.00
52 Week HighUK£15.90
52 Week LowUK£12.10
Beta0.59
1 Month Change-1.32%
3 Month Change2.04%
1 Year Change8.70%
3 Year Change45.63%
5 Year Change67.19%
Change since IPO3.64%

Recent News & Updates

Recent updates

Shareholder Returns

H2X3DE InsuranceDE Market
7D2.7%-2.0%-1.5%
1Y8.7%15.6%13.2%

Return vs Industry: H2X3 underperformed the German Insurance industry which returned 17.8% over the past year.

Return vs Market: H2X3 underperformed the German Market which returned 15.6% over the past year.

Price Volatility

Is H2X3's price volatile compared to industry and market?
H2X3 volatility
H2X3 Average Weekly Movement3.8%
Insurance Industry Average Movement3.3%
Market Average Movement5.1%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.6%

Stable Share Price: H2X3 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: H2X3's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19013,000Aki Hussainwww.hiscoxgroup.com

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services worldwide. It operates through Hiscox Retail, Hiscox London Market, and Hiscox Re & ILS segments. The company offers commercial insurance for mirco-and medium-sized businesses; and personal lines cover, including high-value household, fine art, and luxury motor, as well as artwork, antiques, classic cars, jewelry, collectables, and other assets through brokers, partners, and direct-to-consumers.

Hiscox Ltd Fundamentals Summary

How do Hiscox's earnings and revenue compare to its market cap?
H2X3 fundamental statistics
Market cap€5.02b
Earnings (TTM)€502.10m
Revenue (TTM)€3.31b
10.0x
P/E Ratio
1.5x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
H2X3 income statement (TTM)
RevenueUS$3.93b
Cost of RevenueUS$3.01b
Gross ProfitUS$915.70m
Other ExpensesUS$320.30m
EarningsUS$595.40m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.78
Gross Margin23.32%
Net Profit Margin15.16%
Debt/Equity Ratio23.0%

How did H2X3 perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
25%
Payout Ratio

Does H2X3 pay a reliable dividends?

See H2X3 dividend history and benchmarks
When do you need to buy H2X3 by to receive an upcoming dividend?
Hiscox dividend dates
Ex Dividend DateAug 14 2025
Dividend Pay DateSep 23 2025
Days until Ex dividend35 days
Days until Dividend pay date5 days

Does H2X3 pay a reliable dividends?

See H2X3 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/16 16:42
End of Day Share Price 2025/09/16 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hiscox Ltd is covered by 39 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Andrew BroadfieldBarclays
Michael ChristodoulouBerenberg