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Aflac IncorporatedDB:AFL Stock Report

Market Cap €50.9b
Share Price
n/a
1Y10.4%
7D1.7%
1D-0.4%
Portfolio Value
​
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Aflac Incorporated

DB:AFL Stock Report

Market Cap: €50.9b

Aflac (AFL) Stock Overview

Through its subsidiaries, provides supplemental health and life insurance products. More details

AFL fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health2/6
Dividends5/6

Rewards

Trading at 41.4% below our estimate of its fair value

Earnings grew by 99.5% over the past year

Pays a reliable dividend of 2.1%

Risk Analysis

Earnings are forecast to decline by an average of 9% per year for the next 3 years


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Aflac Incorporated Competitors

Price History & Performance

Summary of share price highs, lows and changes for Aflac
Historical stock prices
Current Share PriceUS$100.90
52 Week HighUS$113.95
52 Week LowUS$88.72
Beta0.58
1 Month Change1.14%
3 Month Change0.85%
1 Year Change10.42%
3 Year Change41.32%
5 Year Change126.89%
Change since IPO490.92%

Recent News & Updates

Recent updates

Shareholder Returns

AFLDE InsuranceDE Market
7D1.7%0.3%-1.1%
1Y10.4%14.7%3.3%

Return vs Industry: AFL underperformed the German Insurance industry which returned 16.6% over the past year.

Return vs Market: AFL exceeded the German Market which returned 4.7% over the past year.

Price Volatility

Is AFL's price volatile compared to industry and market?
AFL volatility
AFL Average Weekly Movement2.8%
Insurance Industry Average Movement2.7%
Market Average Movement4.9%
10% most volatile stocks in DE Market12.0%
10% least volatile stocks in DE Market2.5%

Stable Share Price: AFL has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: AFL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
195512,716Dan Amoswww.aflac.com

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan.

Aflac Incorporated Fundamentals Summary

How do Aflac's earnings and revenue compare to its market cap?
AFL fundamental statistics
Market cap€50.89b
Earnings (TTM)€4.23b
Revenue (TTM)€15.73b
12.0x
P/E Ratio
3.2x
P/S Ratio

Is AFL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFL income statement (TTM)
RevenueUS$18.07b
Cost of RevenueUS$8.87b
Gross ProfitUS$9.20b
Other ExpensesUS$4.33b
EarningsUS$4.86b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 04, 2026

Earnings per share (EPS)9.70
Gross Margin50.89%
Net Profit Margin26.91%
Debt/Equity Ratio53.1%

How did AFL perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
25%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/18 06:49
End of Day Share Price 2026/09/18 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Aflac Incorporated is covered by 32 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
"Alex ScottBarclays
Taylor ScottBarclays