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Hanover Insurance Group DB:AF4 Stock Report

Last Price

€146.00

Market Cap

€5.3b

7D

0%

1Y

35.2%

Updated

22 Dec, 2024

Data

Company Financials +

The Hanover Insurance Group, Inc.

DB:AF4 Stock Report

Market Cap: €5.3b

AF4 Stock Overview

Through its subsidiaries, provides various property and casualty insurance products and services in the United States. More details

AF4 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

The Hanover Insurance Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hanover Insurance Group
Historical stock prices
Current Share PriceUS$146.00
52 Week HighUS$158.00
52 Week LowUS$107.00
Beta0.73
1 Month Change-4.58%
3 Month Change12.31%
1 Year Change35.19%
3 Year Change30.36%
5 Year Change19.67%
Change since IPO334.01%

Recent News & Updates

Recent updates

Shareholder Returns

AF4DE InsuranceDE Market
7D0%-3.6%-2.6%
1Y35.2%22.0%6.9%

Return vs Industry: AF4 exceeded the German Insurance industry which returned 22% over the past year.

Return vs Market: AF4 exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is AF4's price volatile compared to industry and market?
AF4 volatility
AF4 Average Weekly Movement3.4%
Insurance Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.2%
10% least volatile stocks in DE Market2.4%

Stable Share Price: AF4 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: AF4's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18524,800Jack Rochewww.hanover.com

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers’ compensation, and other commercial lines coverage.

The Hanover Insurance Group, Inc. Fundamentals Summary

How do Hanover Insurance Group's earnings and revenue compare to its market cap?
AF4 fundamental statistics
Market cap€5.32b
Earnings (TTM)€350.10m
Revenue (TTM)€5.92b

15.2x

P/E Ratio

0.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AF4 income statement (TTM)
RevenueUS$6.18b
Cost of RevenueUS$5.02b
Gross ProfitUS$1.16b
Other ExpensesUS$795.80m
EarningsUS$365.30m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 04, 2025

Earnings per share (EPS)10.14
Gross Margin18.78%
Net Profit Margin5.91%
Debt/Equity Ratio27.2%

How did AF4 perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

33%

Payout Ratio

Does AF4 pay a reliable dividends?

See AF4 dividend history and benchmarks
When do you need to buy AF4 by to receive an upcoming dividend?
Hanover Insurance Group dividend dates
Ex Dividend DateDec 13 2024
Dividend Pay DateDec 27 2024
Days until Ex dividend9 days
Days until Dividend pay date5 days

Does AF4 pay a reliable dividends?

See AF4 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 06:09
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Hanover Insurance Group, Inc. is covered by 24 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
Michael ZaremskiBMO Capital Markets Equity Research
Robert FarnamBoenning & Scattergood, Inc.