Poste Italiane S.p.A.

DB:7PI Stock Report

Market Cap: €18.8b

Poste Italiane Valuation

Is 7PI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 7PI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€12.48
Fair Value
15.7% overvalued intrinsic discount
15
Number of Analysts

Below Fair Value: 7PI (€14.44) is trading above our estimate of fair value (€12.48)

Significantly Below Fair Value: 7PI is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 7PI?

Key metric: As 7PI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 7PI. This is calculated by dividing 7PI's market cap by their current earnings.
What is 7PI's PE Ratio?
PE Ratio9.5x
Earnings€1.99b
Market Cap€18.80b

Price to Earnings Ratio vs Peers

How does 7PI's PE Ratio compare to its peers?

The above table shows the PE ratio for 7PI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average16.1x
WUW Wüstenrot & Württembergische
27.1x25.4%€1.2b
TLX Talanx
11.2x5.2%€21.2b
HNR1 Hannover Rück
13.9x6.9%€31.3b
MUV2 Münchener Rückversicherungs-Gesellschaft in München
12.2x3.2%€69.7b
7PI Poste Italiane
9.5x4.6%€18.8b

Price-To-Earnings vs Peers: 7PI is good value based on its Price-To-Earnings Ratio (9.5x) compared to the peer average (16.1x).

Price to Earnings Ratio vs Industry

How does 7PI's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
7PI 9.5xIndustry Avg. 12.2xNo. of Companies12PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 7PI is good value based on its Price-To-Earnings Ratio (9.5x) compared to the European Insurance industry average (12.2x).

Price to Earnings Ratio vs Fair Ratio

What is 7PI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

7PI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio9.5x
Fair PE Ratio11.4x

Price-To-Earnings vs Fair Ratio: 7PI is good value based on its Price-To-Earnings Ratio (9.5x) compared to the estimated Fair Price-To-Earnings Ratio (11.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 7PI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€14.56
€14.75
+1.4%
7.6%€16.50€12.70n/a15
Jan ’26€13.54
€14.25
+5.3%
6.6%€15.50€12.20n/a15
Dec ’25€13.24
€14.22
+7.4%
6.3%€15.50€12.20n/a15
Nov ’25€12.91
€14.05
+8.8%
5.6%€15.50€12.20n/a15
Oct ’25€12.60
€14.04
+11.5%
6.9%€15.50€11.90n/a16
Sep ’25€12.48
€14.04
+12.6%
6.9%€15.50€11.90n/a16
Aug ’25€12.02
€13.91
+15.7%
7.5%€15.50€11.90n/a16
Jul ’25€12.22
€13.73
+12.4%
7.8%€15.50€11.20n/a16
Jun ’25€12.51
€13.55
+8.3%
7.4%€14.80€11.20n/a15
May ’25€11.86
€13.07
+10.3%
8.6%€14.50€11.10n/a15
Apr ’25€11.58
€12.83
+10.9%
8.3%€14.50€11.10n/a15
Mar ’25€11.24
€11.78
+4.8%
11.1%€14.20€9.50n/a14
Feb ’25€10.01
€11.54
+15.4%
11.6%€14.20€9.10n/a14
Jan ’25€10.23
€11.54
+12.8%
11.6%€14.20€9.10€13.5414
Dec ’24€9.82
€11.55
+17.6%
11.6%€14.20€9.10€13.2414
Nov ’24€9.33
€11.51
+23.4%
10.9%€13.60€9.10€12.9114
Oct ’24€9.90
€11.86
+19.8%
9.3%€13.80€9.50€12.6014
Sep ’24€10.20
€11.82
+15.9%
9.5%€13.80€9.50€12.4814
Aug ’24€10.26
€11.79
+14.9%
9.8%€13.80€9.50€12.0214
Jul ’24€9.89
€11.45
+15.8%
11.3%€13.80€9.20€12.2214
Jun ’24€9.74
€11.41
+17.2%
11.1%€13.80€9.20€12.5114
May ’24€9.39
€11.71
+24.8%
12.4%€14.80€9.20€11.8614
Apr ’24€9.38
€11.83
+26.1%
12.2%€14.80€9.20€11.5814
Mar ’24€10.03
€11.82
+17.9%
12.5%€14.80€9.10€11.2414
Feb ’24€9.62
€11.81
+22.7%
12.6%€14.80€9.10€10.0114
Jan ’24€9.15
€12.02
+31.4%
11.1%€14.80€9.70€10.2313
Analyst Price Target
Consensus Narrative from 15 Analysts
€14.67
Fair Value
1.6% undervalued intrinsic discount
15
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 18:09
End of Day Share Price 2025/01/29 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Poste Italiane S.p.A. is covered by 25 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Enrico EspostiBanca Akros S.p.A. (ESN)
Paola SabbioneBarclays
Michael HuttnerBerenberg