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China Pacific Insurance (Group) DB:75C Stock Report

Last Price

€2.98

Market Cap

€38.8b

7D

-4.5%

1Y

78.4%

Updated

19 Dec, 2024

Data

Company Financials +

China Pacific Insurance (Group) Co., Ltd.

DB:75C Stock Report

Market Cap: €38.8b

75C Stock Overview

Provides insurance products to individual and institutional customers in the People’s Republic of China. More details

75C fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 66.9% below our estimate of its fair value

Revenue is forecast to grow 7.88% per year

Earnings grew by 41.8% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 4.3% per year for the next 3 years

Volatile share price over the past 3 months compared to the German market

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

China Pacific Insurance (Group) Co., Ltd. Competitors

Talanx

XTRA:TLX

€20.9b

Allianz

XTRA:ALV

€114.6b

Hannover Rück

XTRA:HNR1

€29.8b

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€559.9m

Price History & Performance

Summary of share price highs, lows and changes for China Pacific Insurance (Group)
Historical stock prices
Current Share PriceCN¥2.98
52 Week HighCN¥3.80
52 Week LowCN¥1.44
Beta0.80
1 Month Change-2.61%
3 Month Change27.35%
1 Year Change78.44%
3 Year Change26.27%
5 Year Change-14.37%
Change since IPO10.37%

Recent News & Updates

Recent updates

Shareholder Returns

75CDE InsuranceDE Market
7D-4.5%-0.5%-2.6%
1Y78.4%23.9%7.1%

Return vs Industry: 75C exceeded the German Insurance industry which returned 24.2% over the past year.

Return vs Market: 75C exceeded the German Market which returned 8% over the past year.

Price Volatility

Is 75C's price volatile compared to industry and market?
75C volatility
75C Average Weekly Movement9.5%
Insurance Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.5%

Stable Share Price: 75C's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 75C's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
199198,732Yonggang Zhaowww.cpic.com.cn

China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, provides insurance products to individual and institutional customers in the People’s Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, and Other Businesses segments. The company offers life, health, automobile, liability, agricultural, property, accident, and engineering insurance products; pension and annuity insurance products; investments with insurance funds, etc.; and reinsurance products.

China Pacific Insurance (Group) Co., Ltd. Fundamentals Summary

How do China Pacific Insurance (Group)'s earnings and revenue compare to its market cap?
75C fundamental statistics
Market cap€38.77b
Earnings (TTM)€5.61b
Revenue (TTM)€39.16b

7.6x

P/E Ratio

1.1x

P/S Ratio

Is 75C overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
75C income statement (TTM)
RevenueCN¥296.25b
Cost of RevenueCN¥236.93b
Gross ProfitCN¥59.32b
Other ExpensesCN¥16.90b
EarningsCN¥42.42b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.41
Gross Margin20.02%
Net Profit Margin14.32%
Debt/Equity Ratio50.9%

How did 75C perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

23%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 11:23
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

China Pacific Insurance (Group) Co., Ltd. is covered by 60 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark William KellockBarclays
Dominic ChanBNP Paribas Securities (Asia)
Ellie LiBNP Paribas Securities (Asia)