NI Holdings (DB:4V0) - Stock Price, News & Analysis

4V0 Stock Overview

NI Holdings, Inc. underwrites property and casualty insurance products in the United States.

4V0 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	0/6
Financial Health	5/6
Dividends	0/6

Rewards

Risk Analysis

Earnings have declined by 50.7% per year over past 5 years

NI Holdings, Inc. Competitors

RheinLand Holding

DUSE:RLV

€130.6m

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€610.6m

DFV Deutsche Familienversicherung

XTRA:DFV

€95.5m

Wüstenrot & Württembergische

XTRA:WUW

€1.1b

Price History & Performance

Summary of all time highs, changes and price drops for NI Holdings
Historical stock prices
Current Share Price	US$13.40
52 Week High	US$15.00
52 Week Low	US$11.20
Beta	0.36
11 Month Change	-1.47%
3 Month Change	-3.60%
1 Year Change	9.84%
33 Year Change	-9.46%
5 Year Change	n/a
Change since IPO	18.58%

Recent updates

Shareholder Returns

	4V0	DE Insurance	DE Market
7D	-0.7%	1.7%	1.0%
1Y	9.8%	28.5%	11.2%

Return vs Industry: 4V0 underperformed the German Insurance industry which returned 27.2% over the past year.

Return vs Market: 4V0 matched the German Market which returned 10.7% over the past year.

Price Volatility

Is 4V0's price volatile compared to industry and market?
4V0 volatility
4V0 Average Weekly Movement	4.9%
Insurance Industry Average Movement	3.3%
Market Average Movement	5.0%
10% most volatile stocks in DE Market	11.6%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 4V0 has not had significant price volatility in the past 3 months.

Volatility Over Time: 4V0's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1946	227	n/a	www.niholdingsinc.com

NI Holdings, Inc. underwrites property and casualty insurance products in the United States. Its products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota.

NI Holdings, Inc. Fundamentals Summary

How do NI Holdings's earnings and revenue compare to its market cap?
4V0 fundamental statistics
Market cap	€282.56m
Earnings (TTM)	-€5.09m
Revenue (TTM)	€342.06m

0.8x

P/S Ratio

-56.1x

P/E Ratio

Is 4V0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
4V0 income statement (TTM)
Revenue	US$380.70m
Cost of Revenue	US$377.48m
Gross Profit	US$3.22m
Other Expenses	US$8.88m
Earnings	-US$5.66m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.27
Gross Margin	0.85%
Net Profit Margin	-1.49%
Debt/Equity Ratio	0%

How did 4V0 perform over the long term?

See historical performance and comparison

4V0 Stock Overview

Rewards

Risk Analysis

NI Holdings, Inc. Competitors

DUSE:RLV

€130.6m

XTRA:NBG6

€610.6m

XTRA:DFV

€95.5m

XTRA:WUW

€1.1b

Price History & Performance

Recent News & Updates

NI Holdings, Inc. Announces CEO Changes

Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.38 loss in 2Q 2023)

First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.20 loss in 1Q 2023)

John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million.

NI Holdings, Inc., Annual General Meeting, May 21, 2024

Full year 2023 earnings released: US$0.26 loss per share (vs US$2.49 loss in FY 2022)

Recent updates

NI Holdings, Inc. Announces CEO Changes

Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.38 loss in 2Q 2023)

First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.20 loss in 1Q 2023)

John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million.

NI Holdings, Inc., Annual General Meeting, May 21, 2024

Full year 2023 earnings released: US$0.26 loss per share (vs US$2.49 loss in FY 2022)

Third quarter 2023 earnings released: EPS: US$0.011 (vs US$0.47 loss in 3Q 2022)

NI Holdings, Inc. to Report Q3, 2023 Results on Nov 08, 2023

Second quarter 2023 earnings released: US$0.38 loss per share (vs US$2.15 loss in 2Q 2022)

First quarter 2023 earnings released: US$0.20 loss per share (vs US$0.089 profit in 1Q 2022)

Full year 2022 earnings released: US$2.49 loss per share (vs US$0.39 profit in FY 2021)

NI Holdings, Inc. Appoints Prakash Mathew as Class II Director, Effective February 1, 2023

Insufficient new directors

Third quarter 2022 earnings released: US$0.47 loss per share (vs US$0.22 loss in 3Q 2021)

Insufficient new directors

NI Holdings, Inc. to Report Q2, 2022 Results on Aug 04, 2022

NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $10 million worth of its shares.

First quarter 2022 earnings released: EPS: US$0.089 (vs US$0.45 in 1Q 2021)

Insufficient new directors

NI Holdings, Inc., Annual General Meeting, May 24, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Insufficient new directors

Third quarter 2021 earnings released: US$0.22 loss per share (vs US$0.17 profit in 3Q 2020)

NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $5 million worth of its shares.

Second quarter 2021 earnings released: US$0.12 loss per share (vs US$0.86 profit in 2Q 2020)

CFO, Executive VP, Secretary & Treasurer Brian Doom has left the company

First quarter 2021 earnings released: EPS US$0.45 (vs US$0.16 loss in 1Q 2020)

Full year 2020 earnings released: EPS US$1.86 (vs US$1.19 in FY 2019)

NI Holdings, Inc. Appoints Seth Daggett as Chief Financial Officer, Effective as of May 25, 2021

NI Holdings, Inc. Announces Executive Appointments

New 90-day low: €13.19

Ni Holdings, Inc. and Its and All Affiliated Companies Announces CFO Changes

New 90-day high: €14.43

Third quarter 2020 earnings released: EPS US$0.17

New 90-day high: €14.30

New 90-day low: €12.37

Earnings released

New 90-day high - €13.90

Shareholder Returns

Price Volatility

About the Company

NI Holdings, Inc. Fundamentals Summary

0.8x

-56.1x

Earnings & Revenue