Fanhua Past Earnings Performance
Past criteria checks 3/6
Fanhua's earnings have been declining at an average annual rate of -22%, while the Insurance industry saw earnings growing at 4.4% annually. Revenues have been declining at an average rate of 3.7% per year. Fanhua's return on equity is 12.4%, and it has net margins of 8.8%.
Key information
-22.0%
Earnings growth rate
-19.2%
EPS growth rate
| Insurance Industry Growth | 5.9% |
| Revenue growth rate | -3.7% |
| Return on equity | 12.4% |
| Net Margin | 8.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Fanhua makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,198 | 280 | 857 | 0 |
| 30 Sep 23 | 3,362 | 378 | 841 | 0 |
| 30 Jun 23 | 3,352 | 243 | 839 | 0 |
| 31 Mar 23 | 2,923 | 199 | 816 | 0 |
| 31 Dec 22 | 2,782 | 100 | 817 | 0 |
| 30 Sep 22 | 2,817 | 41 | 845 | 0 |
| 30 Jun 22 | 2,876 | 39 | 860 | 0 |
| 31 Mar 22 | 2,862 | 75 | 852 | 0 |
| 31 Dec 21 | 3,271 | 251 | 854 | 0 |
| 30 Sep 21 | 3,320 | 288 | 837 | 0 |
| 30 Jun 21 | 3,449 | 329 | 820 | 0 |
| 31 Mar 21 | 3,641 | 361 | 797 | 0 |
| 31 Dec 20 | 3,268 | 268 | 752 | 0 |
| 30 Sep 20 | 3,429 | -4 | 759 | 0 |
| 30 Jun 20 | 3,440 | 89 | 703 | 0 |
| 31 Mar 20 | 3,457 | 87 | 748 | 0 |
| 31 Dec 19 | 3,706 | 189 | 753 | 0 |
| 30 Sep 19 | 3,565 | 526 | 741 | 0 |
| 30 Jun 19 | 3,526 | 553 | 778 | 0 |
| 31 Mar 19 | 3,600 | 627 | 720 | 0 |
| 31 Dec 18 | 3,471 | 610 | 700 | 0 |
| 30 Sep 18 | 3,290 | 625 | 678 | 0 |
| 30 Jun 18 | 3,568 | 542 | 702 | 0 |
| 31 Mar 18 | 3,598 | 511 | 726 | 0 |
| 31 Dec 17 | 4,088 | 444 | 756 | 0 |
| 30 Sep 17 | 4,315 | 368 | 823 | 0 |
| 30 Jun 17 | 5,207 | 317 | 987 | 0 |
| 31 Mar 17 | 4,509 | 178 | 951 | 0 |
| 31 Dec 16 | 4,083 | 135 | 985 | 0 |
| 30 Sep 16 | 4,026 | 138 | 930 | 0 |
| 30 Jun 16 | 3,551 | 147 | 808 | 0 |
| 31 Mar 16 | 3,157 | 196 | 689 | 0 |
| 31 Dec 15 | 2,459 | 168 | 574 | 0 |
| 30 Sep 15 | 2,601 | 182 | 571 | 0 |
| 30 Jun 15 | 2,427 | 175 | 544 | 0 |
| 31 Mar 15 | 2,263 | 150 | 523 | 0 |
| 31 Dec 14 | 2,150 | 162 | 504 | 0 |
| 30 Sep 14 | 2,021 | 159 | 472 | 0 |
| 30 Jun 14 | 1,910 | 154 | 460 | 0 |
| 31 Mar 14 | 1,822 | 119 | 454 | 0 |
| 31 Dec 13 | 1,757 | 96 | 446 | 0 |
| 30 Sep 13 | 1,689 | 91 | 440 | 0 |
| 30 Jun 13 | 1,661 | 85 | 434 | 0 |
Quality Earnings: 4CIA has a large one-off gain of CN¥102.9M impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: 4CIA's current net profit margins (8.8%) are higher than last year (3.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 4CIA's earnings have declined by 22% per year over the past 5 years.
Accelerating Growth: 4CIA's earnings growth over the past year (179.7%) exceeds its 5-year average (-22% per year).
Earnings vs Industry: 4CIA earnings growth over the past year (179.7%) exceeded the Insurance industry 10%.
Return on Equity
High ROE: 4CIA's Return on Equity (12.4%) is considered low.