Fanhua Balance Sheet Health
Financial Health criteria checks 5/6
Fanhua has a total shareholder equity of CN¥2.3B and total debt of CN¥164.3M, which brings its debt-to-equity ratio to 7%. Its total assets and total liabilities are CN¥4.1B and CN¥1.7B respectively. Fanhua's EBIT is CN¥195.8M making its interest coverage ratio -3.6. It has cash and short-term investments of CN¥1.4B.
Key information
7.0%
Debt to equity ratio
CN¥164.30m
Debt
Interest coverage ratio | -3.6x |
Cash | CN¥1.45b |
Equity | CN¥2.34b |
Total liabilities | CN¥1.71b |
Total assets | CN¥4.05b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 4CIA's short term assets (CN¥2.4B) exceed its short term liabilities (CN¥1.0B).
Long Term Liabilities: 4CIA's short term assets (CN¥2.4B) exceed its long term liabilities (CN¥689.6M).
Debt to Equity History and Analysis
Debt Level: 4CIA has more cash than its total debt.
Reducing Debt: 4CIA's debt to equity ratio has increased from 0% to 7% over the past 5 years.
Debt Coverage: 4CIA's debt is well covered by operating cash flow (63.9%).
Interest Coverage: 4CIA earns more interest than it pays, so coverage of interest payments is not a concern.