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Phoenix Group HoldingsDB:1BF Stock Report

Market Cap €7.4b
Share Price
€7.43
My Fair Value
€7.52
1.3% undervalued intrinsic discount
1Y13.3%
7D-2.2%
Portfolio Value
View

Phoenix Group Holdings (1BF) Stock Overview

Operates in the long-term savings and retirement business in Europe. More details

1BF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance0/6
Financial Health2/6
Dividends5/6

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Phoenix Group Holdings plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Phoenix Group Holdings
Historical stock prices
Current Share PriceUK£7.43
52 Week HighUK£7.89
52 Week LowUK£5.70
Beta0.80
1 Month Change-4.07%
3 Month Change10.99%
1 Year Change13.27%
3 Year Change3.13%
5 Year Change2.10%
Change since IPO-20.16%

Recent News & Updates

Recent updates

Shareholder Returns

1BFDE InsuranceDE Market
7D-2.2%0.3%0.4%
1Y13.3%30.0%18.3%

Return vs Industry: 1BF underperformed the German Insurance industry which returned 31.5% over the past year.

Return vs Market: 1BF underperformed the German Market which returned 19.3% over the past year.

Price Volatility

Is 1BF's price volatile compared to industry and market?
1BF volatility
1BF Average Weekly Movement3.5%
Insurance Industry Average Movement3.1%
Market Average Movement5.1%
10% most volatile stocks in DE Market11.5%
10% least volatile stocks in DE Market2.6%

Stable Share Price: 1BF has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 1BF's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
17826,980Andy Briggswww.thephoenixgroup.com

Phoenix Group Holdings plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other segments. The company offers saving for retirement solutions that include defined contribution workplace pensions, retail savings for retirement, and legacy pensions and savings products; transitioning to retirement solutions, such as pension consolidation, fixed-term annuities, and smooth managed fund; and retirement income solutions, including income drawdown and lifetime annuities, defined benefit pension income, and home equity release.

Phoenix Group Holdings plc Fundamentals Summary

How do Phoenix Group Holdings's earnings and revenue compare to its market cap?
1BF fundamental statistics
Market cap€7.45b
Earnings (TTM)-€1.29b
Revenue (TTM)€24.69b
0.3x
P/S Ratio
-5.9x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1BF income statement (TTM)
RevenueUK£21.41b
Cost of RevenueUK£20.04b
Gross ProfitUK£1.37b
Other ExpensesUK£2.49b
Earnings-UK£1.12b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Sep 08, 2025

Earnings per share (EPS)-1.12
Gross Margin6.39%
Net Profit Margin-5.23%
Debt/Equity Ratio277.2%

How did 1BF perform over the long term?

See historical performance and comparison

Dividends

8.3%
Current Dividend Yield
-48%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/21 14:09
End of Day Share Price 2025/07/21 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Phoenix Group Holdings plc is covered by 25 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew BroadfieldBarclays
Larissa Van DeventerBarclays
Larissa van DeventerBarclays