NVA8 Stock Overview

Engages in the credit card, personal loan, and other related businesses in Thailand. More details

NVA8 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	2/6
Past Performance	2/6
Financial Health	3/6
Dividends	5/6

Rewards

Earnings are forecast to grow 6.79% per year

Earnings have grown 7.8% per year over the past 5 years

Pays a reliable dividend of 2.5%

Risk Analysis

Debt is not well covered by operating cash flow

My Notes

Capture your thoughts, links and company narrative

Krungthai Card Public Company Limited Competitors

Eleving Group

DB:OT8

€189.7m

flatexDEGIRO

XTRA:FTK

€1.8b

DWS Group GmbH KGaA

XTRA:DWS

€9.5b

Hypoport

XTRA:HYQ

€1.4b

Price History & Performance

Summary of share price highs, lows and changes for Krungthai Card
Historical stock prices
Current Share Price	฿0.95
52 Week High	฿0.95
52 Week Low	฿0.89
Beta	0.78
1 Month Change	0%
3 Month Change	6.74%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	1.06%

Recent updates

Shareholder Returns

	NVA8	DE Consumer Finance	DE Market
7D	0%	1.8%	1.9%
1Y	n/a	21.0%	15.1%

Return vs Industry: Insufficient data to determine how NVA8 performed against the German Consumer Finance industry.

Return vs Market: Insufficient data to determine how NVA8 performed against the German Market.

Price Volatility

Is NVA8's price volatile compared to industry and market?
NVA8 volatility
NVA8 Average Weekly Movement	1.9%
Consumer Finance Industry Average Movement	4.3%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.2%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: NVA8 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine NVA8's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1996	n/a	Pittaya Vorapanyasakul	www.ktc.co.th

Krungthai Card Public Company Limited engages in the credit card, personal loan, and other related businesses in Thailand. It also engages in the merchant acquiring, payment services, provincial retail lending business, occupational retail lending business, e-money business, and hire purchase and leasing business. The company was incorporated in 1996 and is headquartered in Bangkok, Thailand.

Krungthai Card Public Company Limited Fundamentals Summary

How do Krungthai Card's earnings and revenue compare to its market cap?
NVA8 fundamental statistics
Market cap	€3.74b
Earnings (TTM)	€212.41m
Revenue (TTM)	€532.98m

17.6x

P/E Ratio

7.0x

P/S Ratio

Is NVA8 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NVA8 income statement (TTM)
Revenue	฿18.66b
Cost of Revenue	฿0
Gross Profit	฿18.66b
Other Expenses	฿11.22b
Earnings	฿7.44b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Feb 07, 2025

Earnings per share (EPS)	2.88
Gross Margin	100.00%
Net Profit Margin	39.85%
Debt/Equity Ratio	155.2%

How did NVA8 perform over the long term?

See historical performance and comparison

Dividends

2.5%

Current Dividend Yield

45%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/31 22:50
End of Day Share Price	2025/01/31 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Krungthai Card Public Company Limited is covered by 26 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Napassorn Jittimaitriskul	BofA Global Research
Anakepong Putthapibal	Bualuang Securities PCL
Suwat Bumrungchatudom	Bualuang Securities PCL

Krungthai Card MUN:NVA8 Stock Report