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Generalfinance S.p.A.DB:VG30 Stock Report

Market Cap €341.1m
Share Price
€27.00
€31.8
15.1% undervalued intrinsic discount
1Y82.4%
7D2.7%
1D
Portfolio Value
View

Generalfinance S.p.A.

DB:VG30 Stock Report

Market Cap: €341.1m

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Generalfinance S.p.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Generalfinance
Historical stock prices
Current Share Price€27.00
52 Week High€31.50
52 Week Low€14.80
Beta0.075
1 Month Change-3.23%
3 Month Change2.27%
1 Year Change82.43%
3 Year Change250.65%
5 Year Changen/a
Change since IPO284.89%

Recent News & Updates

Recent updates

Shareholder Returns

VG30DE Diversified FinancialDE Market
7D2.7%0.04%-0.7%
1Y82.4%-19.4%2.0%

Return vs Industry: VG30 exceeded the German Diversified Financial industry which returned -19.3% over the past year.

Return vs Market: VG30 exceeded the German Market which returned 2% over the past year.

Price Volatility

Is VG30's price volatile compared to industry and market?
VG30 volatility
VG30 Average Weekly Movement5.4%
Diversified Financial Industry Average Movement4.3%
Market Average Movement6.0%
10% most volatile stocks in DE Market13.1%
10% least volatile stocks in DE Market2.8%

Stable Share Price: VG30 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: VG30's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198287Massimo Gianolliwww.generalfinance.it

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990.

Generalfinance S.p.A. Fundamentals Summary

How do Generalfinance's earnings and revenue compare to its market cap?
VG30 fundamental statistics
Market cap€341.15m
Earnings (TTM)€28.59m
Revenue (TTM)€70.88m
11.9x
P/E Ratio
4.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VG30 income statement (TTM)
Revenue€70.88m
Cost of Revenue€6.04m
Gross Profit€64.84m
Other Expenses€36.25m
Earnings€28.59m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.26
Gross Margin91.49%
Net Profit Margin40.34%
Debt/Equity Ratio445.3%

How did VG30 perform over the long term?

See historical performance and comparison

Dividends

5.0%
Current Dividend Yield
60%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/14 18:47
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Generalfinance S.p.A. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gabriele VenturiBanca Akros S.p.A. (ESN)
Davide RiminiIntesa Sanpaolo Equity Research