RAG Stock Overview
Engages in the mortgage and real estate services business in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
+ 1 more risk
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Radian Group Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.00 |
| 52 Week High | US$34.00 |
| 52 Week Low | US$25.00 |
| Beta | 1.06 |
| 1 Month Change | 0% |
| 3 Month Change | -3.73% |
| 1 Year Change | 25.00% |
| 3 Year Change | 50.49% |
| 5 Year Change | 60.62% |
| Change since IPO | 65.86% |
Recent News & Updates
Recent updates
Shareholder Returns
| RAG | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | 2.0% | 1.7% | -0.6% |
| 1Y | 25.0% | 14.2% | 14.8% |
Return vs Industry: RAG exceeded the German Diversified Financial industry which returned 14.2% over the past year.
Return vs Market: RAG exceeded the German Market which returned 14.8% over the past year.
Price Volatility
| RAG volatility | |
|---|---|
| RAG Average Weekly Movement | 3.2% |
| Diversified Financial Industry Average Movement | 4.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.6% |
Stable Share Price: RAG has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: RAG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1977 | 1,000 | Rick Thornberry | www.radian.com |
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. It operates through two segments, Mortgage Insurance and Homegenius segments. The Mortgage Insurance segment aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting.
Radian Group Inc. Fundamentals Summary
| RAG fundamental statistics | |
|---|---|
| Market cap | €4.50b |
| Earnings (TTM) | €577.78m |
| Revenue (TTM) | €1.23b |
7.8x
P/E Ratio3.6x
P/S RatioIs RAG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RAG income statement (TTM) | |
|---|---|
| Revenue | US$1.29b |
| Cost of Revenue | US$63.07m |
| Gross Profit | US$1.23b |
| Other Expenses | US$622.77m |
| Earnings | US$604.44m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.17 |
| Gross Margin | 95.11% |
| Net Profit Margin | 46.85% |
| Debt/Equity Ratio | 52.6% |
How did RAG perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield25%
Payout RatioDoes RAG pay a reliable dividends?
See RAG dividend history and benchmarks| Radian Group dividend dates | |
|---|---|
| Ex Dividend Date | Feb 24 2025 |
| Dividend Pay Date | Mar 11 2025 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 16 days |
Does RAG pay a reliable dividends?
See RAG dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 15:33 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Radian Group Inc. is covered by 21 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |