Onity Group Inc.

DB:OW0A Stock Report

Market Cap: €236.0m

Onity Group Valuation

Is OW0A undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of OW0A when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€12.17
Fair Value
141.5% overvalued intrinsic discount
4
Number of Analysts

Below Fair Value: OW0A (€29.4) is trading above our estimate of fair value (€12.17)

Significantly Below Fair Value: OW0A is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for OW0A?

Key metric: As OW0A is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for OW0A. This is calculated by dividing OW0A's market cap by their current earnings.
What is OW0A's PE Ratio?
PE Ratio16.2x
EarningsUS$14.50m
Market CapUS$241.80m

Price to Earnings Ratio vs Peers

How does OW0A's PE Ratio compare to its peers?

The above table shows the PE ratio for OW0A vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.6x
PBB Deutsche Pfandbriefbank
10.5x35.1%€648.2m
VVV3 Ökoworld
9.2x5.5%€206.9m
BWB Baader Bank
15xn/a€196.2m
MPCK MPC Münchmeyer Petersen Capital
11.8x6.1%€197.4m
OW0A Onity Group
16.2x30.9%€241.8m

Price-To-Earnings vs Peers: OW0A is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the peer average (11.6x).

Price to Earnings Ratio vs Industry

How does OW0A's PE Ratio compare vs other companies in the European Diversified Financial Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
OW0A 16.2xIndustry Avg. 12.0xNo. of Companies12PE01020304050+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: OW0A is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the European Diversified Financial industry average (12.3x).

Price to Earnings Ratio vs Fair Ratio

What is OW0A's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

OW0A PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio16.2x
Fair PE Ratio16.2x

Price-To-Earnings vs Fair Ratio: OW0A is good value based on its Price-To-Earnings Ratio (16.2x) compared to the estimated Fair Price-To-Earnings Ratio (16.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst OW0A forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€29.40
€42.41
+44.3%
9.5%€48.47€38.78n/a4
Jan ’26€28.40
€41.56
+46.3%
9.5%€47.50€38.00n/a4
Dec ’25€28.20
€41.99
+48.9%
9.1%€46.65€37.32n/a3
Nov ’25€27.20
€39.29
+44.4%
10.9%€45.34€36.27n/a3
Oct ’25€28.20
€38.92
+38.0%
10.9%€44.91€35.92n/a3
Sep ’25€26.60
€37.89
+42.4%
15.0%€45.47€31.83n/a3
Aug ’25€26.60
€37.63
+41.5%
17.0%€45.89€30.29n/a3
Jul ’25€22.00
€37.85
+72.0%
18.1%€46.54€29.78n/a3
Jun ’25€22.40
€37.85
+69.0%
18.1%€46.54€29.78n/a3
May ’25€22.80
€36.23
+58.9%
22.9%€46.06€25.79n/a3
Apr ’25€24.40
€36.91
+51.3%
20.4%€46.14€27.68n/a3
Mar ’25€23.80
€36.91
+55.1%
20.4%€46.14€27.68n/a3
Feb ’25€26.80
€36.76
+37.2%
20.4%€45.95€27.57n/a3
Jan ’25€28.00
€36.88
+31.7%
20.4%€46.10€27.66€28.403
Dec ’24€23.60
€36.88
+56.3%
20.4%€46.10€27.66€28.203
Nov ’24€22.60
€38.14
+68.8%
20.4%€47.68€28.61€27.203
Oct ’24€24.20
€37.86
+56.5%
15.0%€45.44€31.80€28.203
Sep ’24€28.00
€37.86
+35.2%
15.0%€45.44€31.80€26.603
Aug ’24€30.60
€38.92
+27.2%
15.0%€46.70€32.69€26.603
Jul ’24€28.00
€38.92
+39.0%
15.0%€46.70€32.69€22.003
Jun ’24€24.40
€37.83
+55.0%
15.0%€45.40€31.78€22.403
May ’24€24.20
€39.49
+63.2%
15.0%€47.39€33.17€22.803
Apr ’24€23.80
€39.49
+65.9%
15.0%€47.39€33.17€24.403
Mar ’24€30.80
€39.08
+26.9%
15.0%€46.90€32.83€23.803
Feb ’24€32.80
€41.48
+26.5%
14.3%€48.24€33.76€26.803
Jan ’24€28.80
€41.48
+44.0%
14.3%€48.24€33.76€28.003
Analyst Price Target
Consensus Narrative from 4 Analysts
€43.15
Fair Value
31.9% undervalued intrinsic discount
4
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 07:25
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Onity Group Inc. is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Kenneth BruceBofA Global Research
Randolph BinnerB. Riley Securities, Inc.