MULT Stock Overview
Multitude P.L.C., together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Multitude AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €5.33 |
| 52 Week High | €6.52 |
| 52 Week Low | €4.10 |
| Beta | 1.34 |
| 1 Month Change | -0.19% |
| 3 Month Change | 24.68% |
| 1 Year Change | 14.38% |
| 3 Year Change | 14.38% |
| 5 Year Change | -57.70% |
| Change since IPO | -67.70% |
Recent News & Updates
Recent updates
Shareholder Returns
| MULT | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 13.6% | 1.9% | 2.0% |
| 1Y | 14.4% | 12.0% | 9.6% |
Return vs Industry: MULT exceeded the German Consumer Finance industry which returned 13% over the past year.
Return vs Market: MULT exceeded the German Market which returned 9.1% over the past year.
Price Volatility
| MULT volatility | |
|---|---|
| MULT Average Weekly Movement | 9.0% |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.7% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: MULT's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: MULT's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 700 | Jorma Jokela | www.multitude.com |
Multitude P.L.C., together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards.
Multitude AG Fundamentals Summary
| MULT fundamental statistics | |
|---|---|
| Market cap | €116.51m |
| Earnings (TTM) | €11.04m |
| Revenue (TTM) | €119.06m |
10.6x
P/E Ratio1.0x
P/S RatioIs MULT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MULT income statement (TTM) | |
|---|---|
| Revenue | €119.06m |
| Cost of Revenue | €4.85m |
| Gross Profit | €114.21m |
| Other Expenses | €103.17m |
| Earnings | €11.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Apr 03, 2025
| Earnings per share (EPS) | 0.51 |
| Gross Margin | 95.92% |
| Net Profit Margin | 9.27% |
| Debt/Equity Ratio | 41.7% |
How did MULT perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield37%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/07 20:20 |
| End of Day Share Price | 2025/01/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Multitude AG is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Scott Bardo | Berenberg |
| Simona Sarli | Berenberg |
| Cosmin Filker | GBC AG |