Global Payments Inc.

DB:GLO Stock Report

Market Cap: €28.6b

Global Payments Valuation

Is GLO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of GLO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: GLO (€110.9) is trading below our estimate of fair value (€212.82)

Significantly Below Fair Value: GLO is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for GLO?

Key metric: As GLO is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for GLO. This is calculated by dividing GLO's market cap by their current earnings.
What is GLO's PE Ratio?
PE Ratio21.8x
EarningsUS$1.36b
Market CapUS$29.80b

Price to Earnings Ratio vs Peers

How does GLO's PE Ratio compare to its peers?

The above table shows the PE ratio for GLO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average17.1x
DBK Deutsche Bank
7.8x13.4%€30.2b
DB1 Deutsche Börse
21.4x4.6%€39.5b
DWS DWS Group GmbH KGaA
13.2x12.7%€7.9b
CPAY Corpay
26.1x15.5%US$26.5b
GLO Global Payments
21.8x10.9%€29.8b

Price-To-Earnings vs Peers: GLO is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the peer average (17.1x).

Price to Earnings Ratio vs Industry

How does GLO's PE Ratio compare vs other companies in the European Diversified Financial Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
GLO 21.8xIndustry Avg. 10.7xNo. of Companies13PE01020304050+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: GLO is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the European Diversified Financial industry average (10.7x).

Price to Earnings Ratio vs Fair Ratio

What is GLO's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GLO PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.8x
Fair PE Ratio20.3x

Price-To-Earnings vs Fair Ratio: GLO is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the estimated Fair Price-To-Earnings Ratio (20.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst GLO forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€110.90
€124.37
+12.1%
15.2%€164.21€89.14n/a29
Nov ’25€96.02
€119.05
+24.0%
15.6%€157.80€85.82n/a29
Oct ’25€91.88
€121.07
+31.8%
16.1%€174.23€85.32n/a30
Sep ’25€100.50
€124.75
+24.1%
15.8%€182.27€84.88n/a34
Aug ’25€93.94
€130.38
+38.8%
15.8%€186.54€86.87n/a36
Jul ’25€88.74
€135.38
+52.6%
15.3%€190.35€88.64n/a36
Jun ’25€92.94
€136.90
+47.3%
14.4%€188.52€83.17n/a35
May ’25€115.45
€143.35
+24.2%
12.7%€190.80€84.18n/a36
Apr ’25€121.80
€144.45
+18.6%
12.5%€188.43€83.13n/a35
Mar ’25€119.60
€145.20
+21.4%
12.1%€188.52€83.17n/a35
Feb ’25€124.00
€136.77
+10.3%
12.8%€165.40€82.70n/a35
Jan ’25€115.40
€130.25
+12.9%
13.7%€163.44€81.72n/a35
Dec ’24€109.00
€130.51
+19.7%
14.5%€164.48€82.24n/a35
Nov ’24€99.80
€135.82
+36.1%
13.9%€170.33€89.90€96.0234
Oct ’24€110.00
€137.74
+25.2%
15.1%€197.58€90.83€91.8830
Sep ’24€119.40
€136.63
+14.4%
14.6%€195.87€90.05€100.5032
Aug ’24€110.00
€128.32
+16.7%
16.8%€189.38€88.32€93.9432
Jul ’24€90.50
€126.43
+39.7%
18.3%€190.74€81.61€88.7432
Jun ’24€92.00
€127.75
+38.9%
17.3%€191.88€82.10€92.9431
May ’24€101.20
€127.40
+25.9%
16.8%€189.59€81.12€115.4530
Apr ’24€95.26
€130.47
+37.0%
17.8%€191.76€82.05€121.8027
Mar ’24€104.10
€138.66
+33.2%
18.3%€197.16€84.36€119.6025
Feb ’24€103.40
€132.17
+27.8%
20.7%€201.61€81.56€124.0027
Jan ’24€91.94
€139.92
+52.2%
18.1%€207.22€106.43€115.4027
Dec ’23€98.60
€147.78
+49.9%
17.6%€216.72€109.33€109.0027
Nov ’23€115.35
€156.06
+35.3%
16.7%€226.78€116.43€99.8027

Analyst Forecast: Target price is less than 20% higher than the current share price.

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