FVA Stock Overview
Through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
PCI-PAL PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£0.77 |
| 52 Week High | UK£0.77 |
| 52 Week Low | UK£0.51 |
| Beta | 0.76 |
| 1 Month Change | 9.22% |
| 3 Month Change | 42.59% |
| 1 Year Change | 11.59% |
| 3 Year Change | 15.79% |
| 5 Year Change | n/a |
| Change since IPO | -41.22% |
Recent News & Updates
Recent updates
Shareholder Returns
| FVA | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | 10.8% | 4.8% | 1.2% |
| 1Y | 11.6% | -1.5% | 10.1% |
Return vs Industry: FVA exceeded the German Diversified Financial industry which returned -4.7% over the past year.
Return vs Market: FVA exceeded the German Market which returned 9.4% over the past year.
Price Volatility
| FVA volatility | |
|---|---|
| FVA Average Weekly Movement | 5.8% |
| Diversified Financial Industry Average Movement | 4.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FVA has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FVA's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 119 | James Barham | www.pcipal.com |
PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision.
PCI-PAL PLC Fundamentals Summary
| FVA fundamental statistics | |
|---|---|
| Market cap | €59.71m |
| Earnings (TTM) | -€1.41m |
| Revenue (TTM) | €21.46m |
2.8x
P/S Ratio-42.4x
P/E RatioIs FVA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FVA income statement (TTM) | |
|---|---|
| Revenue | UK£17.96m |
| Cost of Revenue | UK£114.00k |
| Gross Profit | UK£17.85m |
| Other Expenses | UK£19.03m |
| Earnings | -UK£1.18m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.016 |
| Gross Margin | 99.37% |
| Net Profit Margin | -6.56% |
| Debt/Equity Ratio | 0% |
How did FVA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/09 20:56 |
| End of Day Share Price | 2025/01/09 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PCI-PAL PLC is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Murray Darley | Cavendish |
| Michael Hill | Cavendish |