FSR Stock Overview
Provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
FirstRand Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R38.40 |
| 52 Week High | R44.20 |
| 52 Week Low | R28.20 |
| Beta | 0.76 |
| 1 Month Change | -3.52% |
| 3 Month Change | -9.86% |
| 1 Year Change | 9.71% |
| 3 Year Change | 15.18% |
| 5 Year Change | n/a |
| Change since IPO | 10.71% |
Recent News & Updates
Recent updates
Shareholder Returns
| FSR | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | -2.0% | 0.2% | 0.3% |
| 1Y | 9.7% | -13.3% | 6.9% |
Return vs Industry: FSR exceeded the German Diversified Financial industry which returned -13.3% over the past year.
Return vs Market: FSR exceeded the German Market which returned 7.2% over the past year.
Price Volatility
| FSR volatility | |
|---|---|
| FSR Average Weekly Movement | 4.2% |
| Diversified Financial Industry Average Movement | 3.8% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FSR has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FSR's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1966 | 49,250 | Mary Vilakazi | www.firstrand.co.za |
FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; and vehicle finance, instalment credit and fleet management, and corporate and investment banking services.
FirstRand Limited Fundamentals Summary
| FSR fundamental statistics | |
|---|---|
| Market cap | €21.96b |
| Earnings (TTM) | €1.95b |
| Revenue (TTM) | €6.50b |
11.2x
P/E Ratio3.4x
P/S RatioIs FSR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FSR income statement (TTM) | |
|---|---|
| Revenue | R126.95b |
| Cost of Revenue | R1.73b |
| Gross Profit | R125.23b |
| Other Expenses | R87.04b |
| Earnings | R38.19b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.82 |
| Gross Margin | 98.64% |
| Net Profit Margin | 30.08% |
| Debt/Equity Ratio | 138.9% |
How did FSR perform over the long term?
See historical performance and comparisonDividends
5.6%
Current Dividend Yield61%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 08:49 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
FirstRand Limited is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Johann Scholtz | Afrifocus Securities (Pty) Ltd. |
| Harry Botha | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |