Funding Circle Holdings Future Growth

Future criteria checks 4/6

Funding Circle Holdings is forecast to grow earnings and revenue by 87.7% and 9% per annum respectively. EPS is expected to grow by 83.9% per annum. Return on equity is forecast to be 9.1% in 3 years.

Key information

87.7%

Earnings growth rate

83.9%

EPS growth rate

Consumer Finance earnings growth	21.5%
Revenue growth rate	9.0%
Future return on equity	9.1%
Analyst coverage	Low
Last updated	30 Sep 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

DB:FCA - Analysts future estimates and past financials data (GBP Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	212	29	N/A	N/A	3
12/31/2025	185	14	N/A	N/A	3
12/31/2024	158	-3	N/A	N/A	3
6/30/2024	188	-33	-80	-67	N/A
3/31/2024	178	-36	-59	-46	N/A
12/31/2023	168	-38	-38	-26	N/A
9/30/2023	142	-25	-37	-24	N/A
6/30/2023	136	-22	-36	-22	N/A
3/31/2023	146	-14	-29	-15	N/A
12/31/2022	156	-7	-22	-8	N/A
9/30/2022	171	14	-3	10	N/A
6/30/2022	186	35	16	27	N/A
3/31/2022	211	48	52	63	N/A
12/31/2021	236	61	89	99	N/A
9/30/2021	231	51	94	103	N/A
6/30/2021	227	40	99	108	N/A
3/31/2021	166	-34	61	70	N/A
12/31/2020	104	-108	23	33	N/A
9/30/2020	97	-139	-1	12	N/A
6/30/2020	91	-169	-24	-9	N/A
3/31/2020	129	-127	-34	-18	N/A
12/31/2019	167	-85	-44	-27	N/A
9/30/2019	164	-69	-46	-30	N/A
6/30/2019	160	-53	-49	-33	N/A
3/31/2019	151	-51	-46	-32	N/A
12/31/2018	142	-49	-44	-31	N/A
9/30/2018	129	-46	-39	-26	N/A
6/30/2018	117	-43	-34	-21	N/A
3/31/2018	106	-39	N/A	-22	N/A
12/31/2017	95	-35	N/A	-23	N/A
12/31/2016	51	-47	N/A	-40	N/A
12/31/2015	32	-40	N/A	-35	N/A
12/31/2014	13	-19	N/A	-18	N/A
12/31/2013	5	-5	N/A	-5	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FCA is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1%).

Earnings vs Market: FCA is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: FCA is expected to become profitable in the next 3 years.

Revenue vs Market: FCA's revenue (9% per year) is forecast to grow faster than the German market (5.6% per year).

High Growth Revenue: FCA's revenue (9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: FCA's Return on Equity is forecast to be low in 3 years time (9.1%).

Funding Circle Holdings Future Growth

Future criteria checks 4/6

Key information

Recent future growth updates

Forecast to breakeven in 2021

Forecast to breakeven in 2023

Funding Circle Holdings plc Provides Earnings Guidance for the First Half of 2021

Recent updates

Funding Circle Holdings plc to Report Fiscal Year 2024 Results on Mar 06, 2025

Funding Circle Holdings plc (LSE:FCH) announces an Equity Buyback for £25 million worth of its shares.

Co-Founder & Non-Executive Director recently sold €6.0m worth of stock

Funding Circle Holdings plc Announces Resignation of Samir Desai Cbe as Non-Executive Director, Effective 25 October 2024

First half 2024 earnings released: UK£0.007 loss per share (vs UK£0.022 loss in 1H 2023)

Ibusiness Funding, LLC agreed to acquire Funding Circle USA, Inc. from Funding Circle Holdings plc (LSE:FCH) for £33 million.

Ibusiness Funding, LLC agreed to acquire Funding Circle USA, Inc. from Funding Circle Holdings plc (LSE:FCH) for £33 million.

Funding Circle Holdings plc Announces CFO Changes

Funding Circle Holdings plc Announces CFO Changes

Less than half of directors are independent

Full year 2023 earnings released: UK£0.11 loss per share (vs UK£0.02 loss in FY 2022)

Funding Circle Holdings plc, Annual General Meeting, May 15, 2024

Full year 2023 earnings released: UK£0.11 loss per share (vs UK£0.02 loss in FY 2022)

Funding Circle Holdings plc to Report Fiscal Year 2023 Results on Mar 07, 2024

Funding Circle Holdings plc Appoints Kaustubh “Kos” Joshi as the Head of Embedded Finance & Partnerships for the U.S

Funding Circle Receives Formal Notice from the US Small Business Administration

First half 2023 earnings released: UK£0.052 loss per share (vs UK£0.02 profit in 1H 2022)

Funding Circle Appoints Kanthi Muthiah as U.S. Chief Product Officer

New minor risk - Share price stability

Full year 2022 earnings released: UK£0.02 loss per share (vs UK£0.17 profit in FY 2021)

Funding Circle Holdings plc to Report Fiscal Year 2022 Results on Mar 02, 2023

Funding Circle Holdings plc Appoints Steve Allocca as U.S. Managing Director

Less than half of directors are independent

Funding Circle Announces Appointment of Grieg McEwan as New Chief Technology Officer

First half 2022 earnings released: EPS: UK£0 (vs UK£0.095 in 1H 2021)

Less than half of directors are independent

Funding Circle Holdings plc, Annual General Meeting, Jun 09, 2022

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Co-founder recently bought €117k worth of stock

First half 2021 earnings released: EPS UK£0.095 (vs UK£0.33 loss in 1H 2020)

Forecast to breakeven in 2021

Forecast to breakeven in 2023

Funding Circle Holdings plc Provides Earnings Guidance for the First Half of 2021

Co-founder recently bought €118k worth of stock

Full year 2020 earnings released: UK£0.31 loss per share (vs UK£0.24 loss in FY 2019)

New 90-day high: €1.20

New 90-day high: €1.08

Funding Circle Holdings plc to Report Fiscal Year 2020 Results on Mar 25, 2021

New 90-day high: €1.01

Co-founder recently bought €110k worth of stock

First half earnings released

New 90-day low: €0.71

Funding Circle Holdings plc(LSE:FCH) dropped from S&P Global BMI Index

New 90-day high - €1.06

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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