EZCORP Management

Management criteria checks 2/4

EZCORP's CEO is Lachie Given, appointed in Mar 2022, has a tenure of 2.17 years. total yearly compensation is $4.48M, comprised of 16.7% salary and 83.3% bonuses, including company stock and options. directly owns 1.09% of the company’s shares, worth €5.57M. The average tenure of the management team and the board of directors is 2.9 years and 5 years respectively.

Key information

Lachie Given

Chief executive officer

US$4.5m

Total compensation

CEO salary percentage	16.7%
CEO tenure	2.2yrs
CEO ownership	1.1%
Management average tenure	2.9yrs
Board average tenure	5yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Lachie Given's remuneration changed compared to EZCORP's earnings?
Date	Total Compensation	Salary	Company Earnings
Mar 31 2024	n/a	n/a	US$78m
Dec 31 2023	n/a	n/a	US$50m
Sep 30 2023	US$4m	US$750k	US$38m
Jun 30 2023	n/a	n/a	US$36m
Mar 31 2023	n/a	n/a	US$30m
Dec 31 2022	n/a	n/a	US$51m
Sep 30 2022	US$3m	US$729k	US$50m
Jun 30 2022	n/a	n/a	US$44m
Mar 31 2022	n/a	n/a	US$30m
Dec 31 2021	n/a	n/a	US$20m
Sep 30 2021	US$2m	US$600k	US$9m
Jun 30 2021	n/a	n/a	-US$16m
Mar 31 2021	n/a	n/a	-US$19m
Dec 31 2020	n/a	n/a	-US$65m
Sep 30 2020	US$960k	US$600k	-US$68m
Jun 30 2020	n/a	n/a	-US$46m
Mar 31 2020	n/a	n/a	-US$37m
Dec 31 2019	n/a	n/a	US$7m
Sep 30 2019	US$2m	US$600k	US$3m
Jun 30 2019	n/a	n/a	US$2m
Mar 31 2019	n/a	n/a	US$13m
Dec 31 2018	n/a	n/a	US$22m
Sep 30 2018	US$3m	US$600k	US$38m
Jun 30 2018	n/a	n/a	US$51m
Mar 31 2018	n/a	n/a	US$42m
Dec 31 2017	n/a	n/a	US$38m
Sep 30 2017	US$2m	US$600k	US$33m

Compensation vs Market: Lachie's total compensation ($USD4.48M) is above average for companies of similar size in the German market ($USD1.07M).

Compensation vs Earnings: Lachie's compensation has increased by more than 20% in the past year.

CEO

Lachie Given (46 yo)

2.2yrs

Tenure

US$4,481,280

Compensation

Mr. Lachlan P. Given, also known as Lachie, BBus, serves as Chief Executive Officer at EZCORP, Inc. since March 2022 and serves as its Director since March 3, 2022. He served as Co-Interim Chief Executive...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Phillip Cohen	Executive Chairman	4.7yrs	US$3.14m	5.41% $ 27.6m
Lachlan Given	CEO, Director & Chief Strategy	2.2yrs	US$4.48m	1.09% $ 5.6m
Timothy Jugmans	Chief Financial Officer	3.7yrs	US$1.82m	0.18% $ 919.3k
John Powell	COO & President of Global Pawn	2.2yrs	US$2.39m	0.26% $ 1.3m
Lisa VanRoekel	Chief Human Resources Officer	3.3yrs	US$1.34m	0.089% $ 454.0k
Robert Hicks	Chief Accounting Officer	2.4yrs	no data	0.025% $ 126.4k
Keith Robertson	Chief Information Officer	4.5yrs	no data	0.18% $ 925.3k
Ellen Bryant	Chief Legal Officer & Secretary	1.3yrs	no data	0.21% $ 1.1m
Nicole Swies	Chief Revenue Officer	no data	no data	0.13% $ 662.6k
Sunil Sajnani	Chief Audit & Loss Prevention Executive	no data	no data	0.11% $ 562.2k
Rodrigo Rodas	President of GPMX	no data	no data	no data
Michael Keim	Director of Financial Planning and Analysis/Pricing	no data	no data	no data

2.9yrs

Average Tenure

48.5yo

Average Age

Experienced Management: EZ2A's management team is considered experienced (2.9 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Phillip Cohen	Executive Chairman	4.7yrs	US$3.14m	5.41% $ 27.6m
Lachlan Given	CEO, Director & Chief Strategy	2.2yrs	US$4.48m	1.09% $ 5.6m
Matthew Appel	Lead Independent Director	9.3yrs	US$280.00k	0.25% $ 1.3m
Jason Kulas	Director	3.8yrs	US$240.00k	0.32% $ 1.6m
Pablo Espinosa	Independent Director	13.6yrs	US$255.00k	0.42% $ 2.1m
Gary Tillett	Independent Director	5.1yrs	US$267.50k	0.26% $ 1.3m
Zena Arnold	Independent Director	5yrs	US$240.00k	0.26% $ 1.3m

5.0yrs

Average Tenure

63yo

Average Age

Experienced Board: EZ2A's board of directors are considered experienced (5 years average tenure).

EZCORP Management

Management criteria checks 2/4

Key information

Recent management updates

Lead Independent Director recently sold €251k worth of stock

EZCORP, Inc., Annual General Meeting, Mar 21, 2024

Insufficient new directors

EZCORP, Inc., Annual General Meeting, Mar 02, 2023

EZCORP, Inc. Announces Departure of Francisco J. Kuthy Saenger as President, Mexico Pawn

High number of new directors

Recent updates

Lead Independent Director recently sold €251k worth of stock

Second quarter 2024 earnings released: EPS: US$0.39 (vs US$0.12 loss in 2Q 2023)

EZCORP, Inc. to Report Q2, 2024 Results on May 01, 2024

EZCORP, Inc., Annual General Meeting, Mar 21, 2024

Investor sentiment improves as stock rises 20%

First quarter 2024 earnings released: EPS: US$0.52 (vs US$0.30 in 1Q 2023)

EZCORP, Inc. (NasdaqGS:EZPW) acquired One store in Texas.

EZCORP, Inc. to Report Q1, 2024 Results on Jan 31, 2024

Full year 2023 earnings released: EPS: US$0.69 (vs US$0.89 in FY 2022)

EZCORP, Inc. to Report Q4, 2023 Results on Nov 15, 2023

New minor risk - Profit margin trend

Third quarter 2023 earnings released: EPS: US$0.33 (vs US$0.22 in 3Q 2022)

Insufficient new directors

EZCORP, Inc. to Report Q3, 2023 Results on Aug 02, 2023

EZCORP, Inc.(NasdaqGS:EZPW) dropped from Russell 2000 Value-Defensive Index

Second quarter 2023 earnings released: US$0.12 loss per share (vs US$0.26 profit in 2Q 2022)

EZCORP, Inc., Annual General Meeting, Mar 02, 2023

First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.28 in 1Q 2022)

EZCORP, Inc. to Report Q1, 2023 Results on Feb 01, 2023

Investor sentiment deteriorated over the past week

David Kanen Calls for Immediate Suspension of EZCORP Inc.'s Debt Offering

Kanen Wealth Management Writes Letter in Response to EZCORP’s News

Full year 2022 earnings released: EPS: US$0.89 (vs US$0.15 in FY 2021)

EZCORP, Inc. to Report Q4, 2022 Results on Nov 16, 2022

EZCORP, Inc. Announces Departure of Francisco J. Kuthy Saenger as President, Mexico Pawn

Third quarter 2022 earnings released: EPS: US$0.22 (vs US$0.046 loss in 3Q 2021)

EZCORP, Inc. to Report Q3, 2022 Results on Aug 03, 2022

High number of new directors

Second quarter 2022 earnings released: EPS: US$0.26 (vs US$0.096 in 2Q 2021)

EZCORP, Inc. (NasdaqGS:EZPW) acquired Three Stores in Dallas, Texas.

EZCORP, Inc. to Report Q2, 2022 Results on May 04, 2022

High number of new directors

High number of new directors

EZCORP, Inc. Announces CEO Changes

EZCORP, Inc., Annual General Meeting, Mar 03, 2022

First quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat

EZCORP, Inc. to Report Q1, 2022 Results on Feb 02, 2022

Investor sentiment deteriorated over the past week

Full year 2021 earnings released: EPS US$0.15 (vs US$1.24 loss in FY 2020)

Third quarter 2021 earnings released

EZCORP, Inc. (NasdaqGS:EZPW) acquired 128 pawn stores in Mexico for $33.8 million.

EZCORP, Inc. (NasdaqGS:EZPW) acquired 11 stores in Houston.

Second quarter 2021 earnings released: EPS US$0.096 (vs US$0.74 loss in 2Q 2020)

New 90-day high: €4.44

Independent Director has left the company

Independent Director has left the company

Independent Director has left the company

Independent Director has left the company

Independent Director has left the company

EZCORP, Inc. Announces Board Changes

EZCORP, Inc., Annual General Meeting, Feb 18, 2021

Revenue misses expectations

First quarter 2021 earnings released: EPS US$0.078 (vs US$0.023 in 1Q 2020)

EZCORP, Inc. to Report Q1, 2021 Results on Feb 03, 2021

New 90-day low: €3.64

New 90-day low: €3.68

Full year 2020 earnings released: US$1.24 loss per share

Revenue misses expectations

New 90-day low: €3.74

AlphaCredit and Clarum Capital, L.P. acquired Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. from EZCORP, Inc. (NasdaqGS:EZPW) and others.

EZCORP, Inc. Decides to Close the Remaining 22 Stores

EZCORP, Inc. to Report Q3, 2020 Results on Aug 04, 2020

EZCORP, Inc. Names Jason A. Kulas as Chief Executive Officer

CEO Compensation Analysis

CEO

Tenure

Compensation

Leadership Team

Average Tenure