EZCORP Balance Sheet Health
Financial Health criteria checks 5/6
EZCORP has a total shareholder equity of $804.6M and total debt of $327.3M, which brings its debt-to-equity ratio to 40.7%. Its total assets and total liabilities are $1.5B and $688.7M respectively. EZCORP's EBIT is $113.4M making its interest coverage ratio 37.7. It has cash and short-term investments of $170.5M.
Key information
40.7%
Debt to equity ratio
US$327.33m
Debt
| Interest coverage ratio | 37.7x |
| Cash | US$170.51m |
| Equity | US$804.57m |
| Total liabilities | US$688.67m |
| Total assets | US$1.49b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: EZ2A's short term assets ($729.0M) exceed its short term liabilities ($269.4M).
Long Term Liabilities: EZ2A's short term assets ($729.0M) exceed its long term liabilities ($419.3M).
Debt to Equity History and Analysis
Debt Level: EZ2A's net debt to equity ratio (19.5%) is considered satisfactory.
Reducing Debt: EZ2A's debt to equity ratio has increased from 32% to 40.7% over the past 5 years.
Debt Coverage: EZ2A's debt is well covered by operating cash flow (34.7%).
Interest Coverage: EZ2A's interest payments on its debt are well covered by EBIT (37.7x coverage).