E4I Stock Overview
Provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
Multitude P.L.C. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €4.29 |
| 52 Week High | €6.52 |
| 52 Week Low | €2.56 |
| Beta | 1.49 |
| 11 Month Change | -14.71% |
| 3 Month Change | -30.24% |
| 1 Year Change | 38.39% |
| 33 Year Change | -11.27% |
| 5 Year Change | -46.84% |
| Change since IPO | -74.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| E4I | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 1.1% | -1.4% | -1.9% |
| 1Y | 38.4% | 21.8% | 12.3% |
Return vs Industry: E4I exceeded the German Consumer Finance industry which returned 21.7% over the past year.
Return vs Market: E4I exceeded the German Market which returned 12.3% over the past year.
Price Volatility
| E4I volatility | |
|---|---|
| E4I Average Weekly Movement | 8.3% |
| Consumer Finance Industry Average Movement | 4.8% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 10.7% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: E4I's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: E4I's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 700 | Jorma Jokela | www.multitude.com |
Multitude P.L.C., together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards.
Multitude P.L.C. Fundamentals Summary
| E4I fundamental statistics | |
|---|---|
| Market cap | €92.35m |
| Earnings (TTM) | €10.31m |
| Revenue (TTM) | €117.90m |
9.0x
P/E Ratio0.8x
P/S RatioIs E4I overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| E4I income statement (TTM) | |
|---|---|
| Revenue | €117.90m |
| Cost of Revenue | €4.85m |
| Gross Profit | €113.04m |
| Other Expenses | €102.73m |
| Earnings | €10.31m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Nov 14, 2024
| Earnings per share (EPS) | 0.48 |
| Gross Margin | 95.88% |
| Net Profit Margin | 8.75% |
| Debt/Equity Ratio | 54.9% |
How did E4I perform over the long term?
See historical performance and comparison