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Discover Financial Services (DC7) Stock Overview
Through its subsidiaries, provides digital banking products and services, and payment services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
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Discover Financial Services Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$179.32 |
| 52 Week High | US$194.36 |
| 52 Week Low | US$110.92 |
| Beta | 1.15 |
| 1 Month Change | 29.34% |
| 3 Month Change | -5.10% |
| 1 Year Change | 56.45% |
| 3 Year Change | 82.01% |
| 5 Year Change | 379.47% |
| Change since IPO | 768.38% |
Recent News & Updates
Recent updates
Shareholder Returns
| DC7 | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 4.2% | -0.1% | -0.5% |
| 1Y | 56.4% | 6.1% | 0.3% |
Return vs Industry: DC7 exceeded the German Consumer Finance industry which returned 23.8% over the past year.
Return vs Market: DC7 exceeded the German Market which returned 14.6% over the past year.
Price Volatility
| DC7 volatility | |
|---|---|
| DC7 Average Weekly Movement | 10.3% |
| Consumer Finance Industry Average Movement | 5.0% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in DE Market | 12.7% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: DC7's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: DC7's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 21,000 | J. Shepherd | www.discover.com |
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.
Discover Financial Services Fundamentals Summary
| DC7 fundamental statistics | |
|---|---|
| Market cap | €45.15b |
| Earnings (TTM) | €4.22b |
| Revenue (TTM) | €11.97b |
Is DC7 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DC7 income statement (TTM) | |
|---|---|
| Revenue | US$13.34b |
| Cost of Revenue | US$752.00m |
| Gross Profit | US$12.59b |
| Other Expenses | US$7.89b |
| Earnings | US$4.70b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 18.68 |
| Gross Margin | 94.36% |
| Net Profit Margin | 35.24% |
| Debt/Equity Ratio | 76.7% |
How did DC7 perform over the long term?
See historical performance and comparisonDividends
Does DC7 pay a reliable dividends?
See DC7 dividend history and benchmarks| Discover Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | May 23 2025 |
| Dividend Pay Date | Jun 05 2025 |
| Days until Ex dividend | 426 days |
| Days until Dividend pay date | 413 days |
Does DC7 pay a reliable dividends?
See DC7 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/19 21:28 |
| End of Day Share Price | 2025/05/16 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Discover Financial Services is covered by 26 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| Kevin St. Pierre | Bernstein |
| James Fotheringham | BMO Capital Markets Equity Research |