Dominion Lending Centres Inc.

DB:B6M Stock Report

Market Cap: €395.7m

Dominion Lending Centres Valuation

Is B6M undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of B6M when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€0.74
Fair Value
574.3% overvalued intrinsic discount
3
Number of Analysts

Below Fair Value: B6M (€5) is trading above our estimate of fair value (€0.74)

Significantly Below Fair Value: B6M is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for B6M?

Key metric: As B6M is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for B6M. This is calculated by dividing B6M's market cap by their current revenue.
What is B6M's PS Ratio?
PS Ratio7.9x
SalesCA$76.75m
Market CapCA$618.55m

Price to Sales Ratio vs Peers

How does B6M's PS Ratio compare to its peers?

The above table shows the PS ratio for B6M vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average2.2x
PBB Deutsche Pfandbriefbank
1.9x11.6%€713.4m
GLJ Grenke
1.1x8.9%€614.1m
VVV3 Ökoworld
3.3x2.6%€207.6m
HYQ Hypoport
2.5x9.7%€1.4b
B6M Dominion Lending Centres
7.9x17.4%€618.6m

Price-To-Sales vs Peers: B6M is expensive based on its Price-To-Sales Ratio (7.9x) compared to the peer average (2.2x).

Price to Sales Ratio vs Industry

How does B6M's PS Ratio compare vs other companies in the DE Diversified Financial Industry?

3 CompaniesPrice / SalesEstimated GrowthMarket Cap
EBEN aifinyo
0.3xn/aUS$15.51m
EBEN aifinyo
0.2xn/aUS$13.85m
ENGL EV Digital Invest
0.2x9.8%US$1.06m
No more companies available in this PS range
B6M 7.9xIndustry Avg. 2.2xNo. of Companies3PS01.22.43.64.86+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: B6M is expensive based on its Price-To-Sales Ratio (7.9x) compared to the European Diversified Financial industry average (2.2x).

Price to Sales Ratio vs Fair Ratio

What is B6M's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

B6M PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio7.9x
Fair PS Ratio2.4x

Price-To-Sales vs Fair Ratio: B6M is expensive based on its Price-To-Sales Ratio (7.9x) compared to the estimated Fair Price-To-Sales Ratio (2.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst B6M forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€5.00
€6.31
+26.1%
7.8%€6.99€5.88n/a3
Apr ’26€4.88
€6.37
+30.5%
7.8%€7.07€5.94n/a3
Mar ’26€5.40
€6.28
+16.2%
4.5%€6.67€6.00n/a3
Feb ’26€5.65
€5.81
+2.9%
11.6%€6.37€4.86n/a3
Jan ’26€5.25
€5.22
-0.5%
15.3%€6.34€4.50n/a3
Dec ’25€4.60
€4.26
-7.4%
5.9%€4.51€4.01n/a2
Nov ’25€3.42
€3.93
+15.0%
6.4%€4.18€3.68n/a2
Oct ’25€2.72
€3.06
+12.5%
13.5%€3.47€2.65n/a2
Sep ’25€2.60
€3.09
+18.7%
13.5%€3.50€2.67n/a2
Aug ’25€2.38
€2.94
+23.3%
8.6%€3.19€2.68n/a2
Jul ’25€2.42
€2.79
+15.2%
9.1%€3.04€2.53n/a2
Jun ’25€2.50
€2.79
+11.5%
9.1%€3.04€2.53n/a2
May ’25€2.08
€2.56
+23.3%
6.7%€2.74€2.39€5.052
Apr ’25€2.02
€2.50
+23.7%
10.3%€2.76€2.24€4.882
Mar ’25€1.88
€2.50
+32.9%
10.3%€2.76€2.24€5.402
Feb ’25€1.97
€2.29
+16.2%
18.5%€2.71€1.86€5.652
Jan ’25€1.88
€2.29
+21.7%
18.5%€2.71€1.86€5.252
Dec ’24€1.63
€2.29
+40.4%
18.5%€2.71€1.86€4.602
Nov ’24€1.27
€2.29
+80.2%
18.5%€2.71€1.86€3.422
Oct ’24€1.42
€2.29
+61.2%
18.5%€2.71€1.86€2.722
Sep ’24€1.38
€2.29
+65.8%
18.5%€2.71€1.86€2.602
Aug ’24€1.52
€2.29
+50.6%
18.5%€2.71€1.86€2.382
Jul ’24€1.50
€2.38
+58.9%
14.3%€2.72€2.04€2.422
Jun ’24€1.56
€2.38
+52.7%
14.3%€2.72€2.04€2.502
May ’24€1.79
€2.54
+42.0%
6.7%€2.71€2.37€2.082
AnalystConsensusTarget
Consensus Narrative from 3 Analysts
€6.40
Fair Value
21.8% undervalued intrinsic discount
3
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/05 00:14
End of Day Share Price 2025/05/05 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dominion Lending Centres Inc. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jim ByrneAcumen Capital Finance Partners Limited
Raveel AfzaalCanaccord Genuity
Jeffrey FenwickCormark Securities Inc.